Yup, that's a write-off (Radiator shunted back about an inch)
and in answer to your 2nd question - some silly bint in a 2-yr old corsa. Which had an even teenier bump in it. And took her 4 days to get her insurance details to me.
/rant
(
GigerPunk has, hopefully, slept since,
Mon 4 Sep 2006, 2:15,
archived)