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# It's the Chinese to blame
They lent money to the world to buy chinese goods on credit, then pulled the money back to collapse the markets, now they are slowly buying shares at knock-down prices. They are the worlds keenest gamblers!
(I helped save b3ta! CanonCaliber A big bore, Wed 1 Apr 2009, 15:41, archived)
# They have put the price of timber up by two thirds
and I can't get decent hardwood to save my life. the bastards.
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 15:43, archived)
# Try these (I sometimes buy oak from them)
www.timbmet.com/


probably biggest hardwood dealers in the UK
(I helped save b3ta! CanonCaliber A big bore, Wed 1 Apr 2009, 16:04, archived)
# Presumably whenever a credit card application form lands on your door,
you sign up immediately and max it out?
Just because they're offering a loan doesn't mean we needed to take it
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 15:44, archived)
# You'd have to be mental to be living on credit right now.
You need to liquidise any assets you can and get it into savings. Savers will do well out of this.
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 15:46, archived)
# Yeah, I'm doing fabulously with my 1-2% interest rates.
I'll be shopping around soon.
On the plus side, I'm saving for a deposit and house prices are coming down while my money goes up (slowly).
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 15:47, archived)
# Me and her have been discussing property.
There are two houses in our area that are at around 50% of their 2007 value and whilst we'll not see that kind of recovery I think that there will be a tidy profit in both of them.
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 15:50, archived)
# Nothing personal, but I do hope there's not that kind of recovery.
It seems short sighted at best for people to have thought that steeply rising house prices were a good thing.
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 15:54, archived)
# Premium Bonds are your friend
(I helped save b3ta! Barbarossa is not my real name, Wed 1 Apr 2009, 15:53, archived)
# %1 plus an occasional prize?
I'll see what I can get elsewhere first. Most of it's living in an ISA anyway.
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 16:00, archived)
# If you've got the max amount you can have you get at least £50 every couple of months
(or at least you used to, it's years since I had any, actually)

..but at the time it was at least equivalent to having savings with a decent interest rate, with just a chance of getting really lucky...
(I helped save b3ta! Barbarossa is not my real name, Wed 1 Apr 2009, 16:02, archived)
# There's a handy calculator here.
www.moneysavingexpert.com/savings/premium-bonds-calculator/
I'll look into it, but with people being paranoid about banks, I think the odds are getting worse at the moment.
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 16:05, archived)
# Hmmm, not as good as I remember, actually.
(I helped save b3ta! Barbarossa is not my real name, Wed 1 Apr 2009, 16:09, archived)
# arrrg.
The only person making money from moneysavingsexpert is martin lewis. the twunt.
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 16:09, archived)
# You can get 4% on a two year fixed term fixed rate bond
and should have no problem getting over 3% on 12 months bonds.

www.lovemoney.com/savings/term-bond-accounts.aspx
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 16:06, archived)
# I wouldn't be surprised if rates were higher than that in a couple of years.
I'll probably look for a decent 1-year thing. Cheers for the link.
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 16:09, archived)
# NP.
I agree that they will go up. It's just that with a fixed rate bond your profit is guaranteed. You can already find better rates but being index linked they are really risky right now.
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 16:15, archived)