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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(I helped save b3ta! chthonic, Thu 16 Jul 2009, 13:15)
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I sort of feel sorry for the banks.
I mean, they do make you sign something that says if you break the rules then they charge you for it.

I've never understood why people expect their current account to be free, thye aren't in other countries.
(Richard Earl of Cambridge Cruel, Savage, Thu 16 Jul 2009, 14:07, 5 replies)
RE: Sorry for the banks
Thing is, charging these ridiculous fines is unreasonable, and makes them millions and millions of pounds. When really what that fine should be is a reflection of their costs if you've gone overdrawn.

Once everyone gets their money back (I'm owed at least £3k) current accounts will no longer be free. So I'll get paid in cash and keep my money in my pants.
(I helped save b3ta! Rookie You'll have to speak up, I'm wearing a towel, Thu 16 Jul 2009, 14:17, closed)
You feel sorry for corporations that make profits of +£10 billion a year
and charge you £30 for the privilege of telling you you're overdrawn? They pay out a pittance of interest on any credit, then lend it to others, at a far higher interest rate to rake money in.

Then they get government bailouts because they've fucked everything up?

You banker.
(I helped save b3ta! LemonEntryMyDearWatson This time, Moriarty, the hand is on the other foot, Thu 16 Jul 2009, 14:58, closed)
A current account ought to be free
because they make money off of you keeping money in your account.
(Toucan - http://www.titmonday.com, Thu 16 Jul 2009, 15:32, closed)
The charges are in no way reasonable!
My bank charged me about £60 for becoming overdrawn at christmas, thanks to a payment coming off earlier than expected. Living off about £300 a month is hard enough without these vultures.
(AyeMe, Thu 16 Jul 2009, 16:13, closed)
Mine's free.
They do charge you for going overdrawn, etc (last time was 10 euros fee) but I don't pay for my account.
(I helped save b3ta! Dixipoos Bye Bye Blackbird, Tue 21 Jul 2009, 12:09, closed)

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