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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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WTF?
so you have a 14% deposit with what looks like a perfect credit history and you are asking to borrow just over 1.5 times your annual salary? You seem like the safest bet for a mortgage ever. Maybe their problem is loan to value, maybe borrowing a few grand from a relative would be a good idea. I am a major property bear so wouldn't normally recommend that sort of thing but it looks as if you'd be saving £150 a month by buying, and with such a small mortgage if you overpaid by that £150 every month you'd be mortgage free in no time.
(, Thu 16 Jul 2009, 23:43, 1 reply)
Thing is
There's an utter shed of a property round here. In fact, there's a few. I can buy a flat for 10-15 grand. They need a fuckton of work doing, but I'm seriously considering buying it outright, saving the 600 quid a month off the rent, and doing it up as I live there.

(Top Gear)How hard can it be?
(, Fri 17 Jul 2009, 1:53, closed)

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