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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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Not very funny
But but having had enough of Lloyds charging me over the years for going 20p over my overdraft, I changed banks to Smile (Co-op). I cancelled my Lloyds account at the local branch, having been with them 19 years. The lady just said 'Found a new bank have you?' and that was it. Not that I was expecting a blow job to stay or anything.
Anyway, I can hugely recommend Smile and the Co-op bank, they've been nothing but helpful. Plus you never see any news of co-op getting involved in the whole sub-prime bollocks as they have a great ethical policy.
(, Tue 21 Jul 2009, 13:50, 3 replies)
Neither did HSBC
and they make a point of killing at least one kitten before their working day can really begin.
(, Tue 21 Jul 2009, 13:56, closed)
If you are referring to sub-prime
then you are utterly wrong. HSBC was one of the major players in creating the sub-prime marketplace.

business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article3479355.ece

mortgageblues.us/news/192

AKA HSBC Finance, AKA HSBC Household.
(, Wed 22 Jul 2009, 7:40, closed)
Seconded
I've been with Smile for about 8 years now.

I changed my name without a problem.

On the rare occasions I've had to phone they've always been really helpful.
I called once because I needed to extend my overdraft as I was 'between jobs'.
The chap looked at my details and said, 'well I can see from the way that you manage your account that you have every intention of getting back into credit. I'll extend that for you'.
(, Tue 21 Jul 2009, 14:59, closed)

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