Thanks for making an effort to investigate this.
But - the lending criteria were not based solely on my current mortgage. I took the opportunity to apply for a buy-to-let and as my monthly outgoings had reduced by £1,400, they accepted my application based on affordability and the deposit I'd saved.

Also, as it was a buy-to-let product, the rental clearly covered the mortgage repayments.

And that is the last I have to say on the matter.
( Albert Marshmallow is a completely irredeemable cunt, Wed 6 Mar 2013, 14:00, Reply)