Off TopicAre you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
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rob, Sun 1 Apr 2001, 1:00)
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My sistergot herself into a mountain of financial shit a few years ago, and managed to sort it all out with an IVA (Individual Voluntary Agreement?)
It's taken about 5 years for her to get straight again, but she's managed it, and without having to lose anything.
It's a bit extreme, but she's too damn proud for her own good and she refused my and my parents' offers of financial help. Long term though, it probably helped her more than if we'd bailed her out.
EDIT: TGB - have you looked to see if you could balance-transfer the credit card onto one with a 0% deal? It'd give you a bit of breathing space to start paying off the capital.
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rubberduck should only be used after consulting with your GP, Tue 30 Sep 2008, 13:28,
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