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Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.

(, Sun 1 Apr 2001, 1:00)
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Credit Card Companies
If you are genuinely having problems, talk to them, renegotiate the term/payment etc. They will actually be relieved about this, as otherwise they have the costs of chasing you through the courts, and the very good chance of not getting their money back. If the account is re-structured or renegotiated, they are much more likely to get their money back in full, with little effort.

It's the people who hide, run, ignore etc that they don't like. Communicate! (In a dalek voice).

Citizens Advice and the CCCS are free and useful. NEVER go to a 'debt management' company - they are leeches on the unfortunate and will be the seventh up against the wall come the revolution.
(, Tue 30 Sep 2008, 13:29, Reply)

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