@ Misspiggy
Yeah I know a couple of people who went bankrupt, one of them said it was liberating, and the other one said he was terrified but when he actually went through the process was surprised at how daft it was to be scared of it. Sometimes it's just the only solution.

And... I'm already at rock bottom, so I've no fear there. I've climbed my way up before, I can do it again. The debts were ran up when I was with control freak ex, he ran up more than half of it, but it was all in my name... nowt I can do about that sadly. But when we split up I did the CCCS thing, started work full time and have run up no further debt. I know exactly how much I need to live on and have lived within my means for the last year and a half. So I know I can do it, just need to bite the bullet now... it's the last part of my life which is still affected by that relationship, and I'll be glad to see the back of it.

Oh... and I need to find a job... they won't let you go bankrupt if it looks like you will get straight back into debt again... :( And jobhunting sucks at the moment, as others here know...
( warmfuzzies Isn't here, Tue 30 Sep 2008, 13:52, Reply)