Risk is your friend. Invest in gold, silver, cash and the returns will be lower than inflation.
Over 5 years plus, equities give the best returns. Look at Vanguard's funds. They are such a huge firm that if they failed, it would be at the same time as a huge meltdown, worse than 2008, and pretty much every firm would have gone bust before they did.

Go for a 60/40 fund if you're wary of too much volatility.
(morning Hairy biscuit!, Fri 8 Mar 2024, 10:28, archived)

I just wanted something physical that holds it's value. Got a couple of decent watches for a similar reason. I'm clueless when it comes to this other stuff though. I'll have a look when I've got some actual money floating around again. Cheers.
(Oooh_cuntroversial Where have I been?, Fri 8 Mar 2024, 10:35, archived)

Physical assets are wack yo, other than property.

(morning Hairy biscuit!, Fri 8 Mar 2024, 10:37, archived)

Got that too thank god.
(Oooh_cuntroversial Where have I been?, Fri 8 Mar 2024, 11:28, archived)