Blimet, Cameron's got the gloves off.
www.independent.co.uk/news/uk/politics/return-of-the-nasty-party-as-david-cameron-looks-at-stripping-welfare-benefits-7879749.html

Could you move back home? It would have driven me crazy, at 25.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 11:57, 103 replies, latest was 12 years ago)

I had to for a month and a half after living in my own place for 3 years
Drove me insane, was so glad to get out of there, despite the negative impact it had on my finances.
( Agnostic Antichrist Baltimora, Mon 25 Jun 2012, 12:01, Reply)

I was living in private rented accomadation from 22.
9 months back home after uni was enough.
(PsychoChomp, Mon 25 Jun 2012, 12:01, Reply)

I had no idea i could claim housing benefit or just get given a free house.

(PsychoChomp, Mon 25 Jun 2012, 12:02, Reply)

I think if you're on a low wage, you can claim it, it's not just for the unemployed.
The Social used to pay mortgage interest if you were unemployed, not sure if they do now?
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:06, Reply)

When you say back home, I assume you mean back to the parent's home.
I wouldn't go back under any circumstances. And I certainly will not be able to, after the HS2 goes through it.
( Bartleby A dead man on vacation, Mon 25 Jun 2012, 12:07, Reply)

Just googled that, HS2.
"The Transport Secretary said that despite opposition from Conservative supporters, the £32 billion scheme is progressing “full steam ahead”".
The amusing little wag.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:10, Reply)

We may be forced back to steam by the time they build it.

( Bartleby A dead man on vacation, Mon 25 Jun 2012, 12:13, Reply)

tangled's wife will be self saucing on station platfroms from Euston to Birmingham!

( Naked Ape call me Caitlyn, Mon 25 Jun 2012, 12:16, Reply)

She has a thing about steam does she?
All those pumping pistons and oily nipples I suppose.
( Bartleby A dead man on vacation, Mon 25 Jun 2012, 12:18, Reply)

If you are too much of loser to support yourself by 25 then you deserve to be sent home

( Naked Ape call me Caitlyn, Mon 25 Jun 2012, 12:09, Reply)

dear god no, much as i love my family
i bought my first flat at 18, let it whilst i was at uni, then sold it to pay my rent/college of law fees. i also worked my arse off every holiday whilst training to be a lawyer. i could have avoided all this if i'd gone to the college of law in chester and lived at home, but it just wasn't independent enough.

it's pretty normal in other parts of the world, though. what's the average age for leaving home in italy, about 40? and in japan i think a lot of people's parents live with them, or vice versa.
( rachelswipe with a fork, Mon 25 Jun 2012, 12:10, Reply)

yeah, but in Italy it's because they spend all their income
on Alfa Romeos and designer clothes, and the men refuse to leave home until they've found a woman to look after them

/tired stereotypes are tired.
( the mighty badger Aphrodite, on a bar stool, by your side, Mon 25 Jun 2012, 12:13, Reply)

Stereotypes don't become stereotypes
without a kernel of truth.
( Kroney, Mon 25 Jun 2012, 12:14, Reply)

It's fairly true, that one. IME.

( the mighty badger Aphrodite, on a bar stool, by your side, Mon 25 Jun 2012, 12:15, Reply)

that's not just stereotypes
that's any cliche
( rachelswipe with a fork, Mon 25 Jun 2012, 12:28, Reply)

I wish I'd bought earlier.
At 18, I was still at college! No way could I have got a mortgage on my lack of deposit, or paltry part time income.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:14, Reply)

Swipey had been saving up her paper round money to afford the deposit.

( Bartleby A dead man on vacation, Mon 25 Jun 2012, 12:16, Reply)

Plus it was the Frozen North
where you can buy a flat for sixty quid and a packet of biscuits.
( Kroney, Mon 25 Jun 2012, 12:17, Reply)

Not cheshire though, they have special southern prices.

( Bartleby A dead man on vacation, Mon 25 Jun 2012, 12:18, Reply)

Cheshire is for Mancs who've made some money,
from used cars, massive drugs or crime in general.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:22, Reply)

my dad was a banker
which one of those applies?
( rachelswipe with a fork, Mon 25 Jun 2012, 12:28, Reply)

The latter

( tangledupinblue hairy badge with moving eyes, Mon 25 Jun 2012, 12:29, Reply)

Possibly the third one?
Was going to say morning, but it's afternoon now.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:29, Reply)

Crime in general obv.

( Peej, Mon 25 Jun 2012, 12:29, Reply)

Where do I fall in that?

( Agnostic Antichrist Baltimora, Mon 25 Jun 2012, 12:41, Reply)

Macclesfield doesn't count.
Apart from the mighty Macc Lads of course. How's you anyway?
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:50, Reply)

Not too bad thanks fella, just wish it was payday today, rather than tomorrow
Got an expensive month coming up, so I've got to be a bit careful, looks like I'm on jacket potatoes for lunch every day!
( Agnostic Antichrist Baltimora, Mon 25 Jun 2012, 12:57, Reply)

I couldn't afford to until I'd started working here
Saved up for a deposit and bought a flat
( sporters I’m sincerely gratitude to you, Mon 25 Jun 2012, 12:17, Reply)

the c&g were lending to 18 year olds at the time; bet they aren't now
i got a student loan to pay for the deposit, then got my dad to stand as guarantor. job done.

it wouldn't work now, though, because rents haven't really changed since 1996, whereas house prices have gone up massively. so i paid about £42,000 and the mortgage was about £310 a month. but the rent was £700 a month. which was a nice extra profit for me at uni. i then sold it in 2000 for £102,000, but the rent was still only £700 a month.

now it's probably worth about £130,000 - but the rent is only £650 a month.
( rachelswipe with a fork, Mon 25 Jun 2012, 12:27, Reply)

Rent has gone up massively in Cornwall since 1996
We rented a 3 bed house for £275 a month same house is now £650. My flat after finishing uni in 2002 was £75 a week split between two of us its now double that.
( Peej, Mon 25 Jun 2012, 12:29, Reply)

maybe areas that are popular with tourists are different?
i know what i get for the holiday home in cornwall is ten times more during the summer than during the winter, for example.

my dad has his beady eye on a penthouse in cornwall where the owner ran out of cash, so it's being sold by LPA receivers. i forget the figures, but say they want £300k. he put in a silly cash offer at £150k. they said no. he said, well, you know where i am. it's now on the market at about £190k and they are pestering him to meet in the middle. a sign of worrying times for home owners with high mortgages, i think. also the economist/actuarial ex is adamant that all the signs point to a housing market crash. eek.
( rachelswipe with a fork, Mon 25 Jun 2012, 12:37, Reply)

This recession has a good 5 years left to run
we are being told by our actuaries.
(Set your faces to Stunned Bigly, Mon 25 Jun 2012, 12:41, Reply)

\o/

( Naked Ape call me Caitlyn, Mon 25 Jun 2012, 12:45, Reply)

Unless there's a housing market crash
I'm unlikely to be able to buy a place this decade.
( Kroney, Mon 25 Jun 2012, 12:43, Reply)

Not a chance, no
My Mam and Dad are menkle
( sporters I’m sincerely gratitude to you, Mon 25 Jun 2012, 12:12, Reply)

i couldn't, even if there weren't temperamental mediterreans there arguing 24/7
i moved out at 16 and have been on my own two feet since then, no going back
(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Mon 25 Jun 2012, 12:13, Reply)

Academy of Hard Knocks, and School of Life then?
Think i was 18, or 19.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:17, Reply)

For all you porn fans
www.youtube.com/watch?v=5K1RcKJVbHA
(PsychoChomp, Mon 25 Jun 2012, 12:21, Reply)

Not a chance I'm clicking that in work then

( sporters I’m sincerely gratitude to you, Mon 25 Jun 2012, 12:22, Reply)

It's NSFW only if you put the speakers on.

(PsychoChomp, Mon 25 Jun 2012, 12:23, Reply)

Hahaha

( SteveFrench Cardio is for homo's. do you even lift bro?, Mon 25 Jun 2012, 12:24, Reply)

Hahahahaha brilliant!

( Peej, Mon 25 Jun 2012, 12:25, Reply)

Hmmmm
My wife and I were both under 25 when we got married and had our first child. I am pretty sure my mum would have told me to get tae fuck.
( Peej, Mon 25 Jun 2012, 12:23, Reply)

I did between Uni and starting my first job, at 23.
It wasn't that bad - I got my cooking done for me, and I had a car so I was rarely there anyway. There's no way I could do it now though. No way in heck!
( Devil_In_Tights the *real* DiT!, Mon 25 Jun 2012, 12:28, Reply)

I, for one, think there is not nearly enough youth homelessness
and the government should do all they can to increase it.
( tangledupinblue hairy badge with moving eyes, Mon 25 Jun 2012, 12:30, Reply)

When I were a lad, people lived under bridges.
Not many people live under bridges any more. Where do they live now? Perhaps they have gone to the mystical place where all the white dog poo has gone.
( Devil_In_Tights the *real* DiT!, Mon 25 Jun 2012, 12:32, Reply)

The biggest billy goat chased them away.

( tangledupinblue hairy badge with moving eyes, Mon 25 Jun 2012, 12:34, Reply)

According to our local council,
there are only 7 homeless people in Manchester. 7. Apparently, if you have a "regular" doorway or railway arch, thia counts as an address.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:37, Reply)

I'd pick the council office doorway.
See how they fucking like it.
(Set your faces to Stunned Bigly, Mon 25 Jun 2012, 12:39, Reply)

hahaahhaa
first lol of the day
( Naked Ape call me Caitlyn, Mon 25 Jun 2012, 12:40, Reply)

I remember a survey on people sleeping rough in London
said very few people were sleeping rough. Turned out they only counted people lying down and the survey was conducted during they day.
( Peej, Mon 25 Jun 2012, 12:41, Reply)

I'm an orphan
Couldn't go back home in any way, shape or form.
(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:31, Reply)

i'm an orphan

i was hatched in a petri dish
( rachelswipe with a fork, Mon 25 Jun 2012, 12:33, Reply)

what's with the bullying?

(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:34, Reply)

She fancies you.
It's like kids in the playground pushing each other over etc.
( Kroney, Mon 25 Jun 2012, 12:41, Reply)

she's only human.

(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:45, Reply)

born to make mistakes

( Reginald Donkeyfuck, Mon 25 Jun 2012, 12:50, Reply)

Bruce Springsteen's tedious and unfunny running joke.

(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:53, Reply)

do you mean steppenwolf?

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Mon 25 Jun 2012, 13:27, Reply)

petri dish can of tenanats super
( Naked Ape call me Caitlyn, Mon 25 Jun 2012, 12:35, Reply)

+ I was raised by two lesbian ducks
but it's alright now, in fact it's a gas etc, etc
( Reginald Donkeyfuck, Mon 25 Jun 2012, 12:36, Reply)

how's the fence?

( rachelswipe with a fork, Mon 25 Jun 2012, 12:39, Reply)

Not bad, how's the bush?

( Reginald Donkeyfuck, Mon 25 Jun 2012, 12:43, Reply)

sweaty

( rachelswipe with a fork, Mon 25 Jun 2012, 13:01, Reply)

You could go back and stand at the window in the pouring rain.
Staring, forever staring, at the happy family within. You're soaked and then one of the children catches your eye. You reach out to the window - perhaps this is a memory, and the child is you reflected against the window pain. But no, the rain is all to real, as is the cold steel of the handcuffs as you are led away, the screaming of a terrified family still ringing in your ears.
( Devil_In_Tights the *real* DiT!, Mon 25 Jun 2012, 12:34, Reply)

My dear mother said we could live at home rent free as long as we were being educated
I moved out at 18 when I went to uni, and I mean moved out, I packed everything I owned and went to uni in a rented van. I never moved back in. My brother finished College and didn't go to uni and moved out at 18 and my sister did the same. When my sister was in her early 20's she fell on hard times and was pregnant, the social told her to move back in with my mum and my mum told them "Fuck off she's an adult now and I don't want a baby in the house" Took so long to get them to stump up the housing benefit that she had had the kid and was back working again. She had borrowed loads just to get by. My mum lent her all the money, its a catch 22, if my mum had let her move back in they would never have given her a penny to move back out again. Better in the long run to lend her money and keep her in her own place.
( Peej, Mon 25 Jun 2012, 12:34, Reply)

I don't think it's unreasonable to make someone who doesn't work
move in with their parents rather than having their housing paid for them. Same with old people.
(Set your faces to Stunned Bigly, Mon 25 Jun 2012, 12:34, Reply)

Monty should move in with his mum

( Naked Ape call me Caitlyn, Mon 25 Jun 2012, 12:37, Reply)

Mums.

(Set your faces to Stunned Bigly, Mon 25 Jun 2012, 12:38, Reply)

That's hardly fair on his mum

( Peej, Mon 25 Jun 2012, 12:40, Reply)

Serious answer.
I don't think it unreasonable for jobseeker's allowance to pay your mortgage/rent up to a point. Nor do I think single parent's allowance is unreasonable. What needs to be addressed is the way it can be abused to produce career benefit scammers.

For example, if you're renting, support should only be provided up until your rental agreement runs out. After that, you need to make alternative arrangements. Child support should be capped to pay for the amount of children you have at the point of application, if you choose to have further children whilst still on income support, you're a fuckwit and not the Government's responsibility. Nor should the Government give you a larger house. Rather, they should give you the means to pay rent capped at an appropriate amount to pay for a place that can support the amount of children you have at the point of application.

Disability allowance should be limited to disabilities that actually stop you from being capable of supporting yourself and not, as has been seen, being a fat cunt.
( Kroney, Mon 25 Jun 2012, 12:40, Reply)

Disability payments in the North of England would go down 80% over night.

(Set your faces to Stunned Bigly, Mon 25 Jun 2012, 12:43, Reply)

This is the trouble when you live in an area
that believes eating fruit and vegetables makes you "a furkin' poove"
( Kroney, Mon 25 Jun 2012, 12:44, Reply)

Im not sure you can get housing benefit to help pay a mortgage
I might be wrong though but I think if we were suddenly unemployed we'd be fucked.
( Peej, Mon 25 Jun 2012, 12:43, Reply)

Can you not get insurance for that, though?
But really, I don't see why your mortgage couldn't be paid for say, six months or a year.
( Kroney, Mon 25 Jun 2012, 12:45, Reply)

You can get insurance but its an extra cost and I think you have to have been paying the mortgage for two years before it counts

( Peej, Mon 25 Jun 2012, 12:48, Reply)

most MPP policies are effectibe immediately.
Go and see an IFA.
(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:57, Reply)

You can get housing benefit to pay a mortgage, but only interest.

(PsychoChomp, Mon 25 Jun 2012, 12:46, Reply)

So we would still be fucked, ah well good job I got myself one of those new fangled educations

( Peej, Mon 25 Jun 2012, 12:52, Reply)

MPP is only about 30 quid a month and covers you for six months.

(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:55, Reply)

Stop trying to sell me insurance!
I don't have £30 a month! I'm married with two kids! I don't have 30p!
( Peej, Mon 25 Jun 2012, 13:00, Reply)

get some insurance.
Go to an IFA and sort some cover out.
(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:47, Reply)

Nah, insurance costs money
I like to live dangerously,

We probably already have it, my dear wife the accountant sorts all that shit out, I recently discovered that if I die she gets £250k
( Peej, Mon 25 Jun 2012, 12:55, Reply)

I know a man who can help with that.
*Glances furtively round*
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:57, Reply)

problem is, the fuckwits who have too many children, don't work etc
aren't the ones who wiull get screwed by this, it'll be their 'innocent' kids. This is why sterilisation is the key, just ask phillijoe
( Naked Ape call me Caitlyn, Mon 25 Jun 2012, 12:44, Reply)

Can you get versectomys on the NHS?

(PsychoChomp, Mon 25 Jun 2012, 12:46, Reply)

Yes.
Although at the moment I imagine it would count as non-essential surgery and has been cut to fuck.
(Set your faces to Stunned Bigly, Mon 25 Jun 2012, 12:47, Reply)

Nah, they do them under local at the local doctors surgery
Mine was done by my GP. It took half an hour. Plus its cheaper to do a quick slice and stitch than look after yet another human.
( Peej, Mon 25 Jun 2012, 12:49, Reply)

I wouldn't trust my GP anywhere near my knackers.

(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:53, Reply)

Sounds even more painful

( sporters I’m sincerely gratitude to you, Mon 25 Jun 2012, 12:50, Reply)

Indeed
We can house and support two children so I have had my testicles mutilated. I believe all responsible males should do the same.
( Peej, Mon 25 Jun 2012, 12:46, Reply)

Then they ought to find some fucking work.
If you're working, I don't see why the Government couldn't cover the cost of a creche, or whatever. It's got to be cheaper than provided houses and rent for four or five bedroom houses. Especially as you only need to do it until they're in school.
( Kroney, Mon 25 Jun 2012, 12:46, Reply)

We would be better of if the wife quit her job as the childcare costs are about £320 a week
But as kids grow up and go to school and the job market down here is fucked we think she's better off working.
( Peej, Mon 25 Jun 2012, 12:51, Reply)

Unfortunately, there aren't that many jobs around.

(Bear Pookie The Frankly Challenged. Halloween is coming to town., Mon 25 Jun 2012, 12:56, Reply)

Serious answer.
FOOD FIGHT!
(dozers, do fuck off ur a nob m8, Mon 25 Jun 2012, 12:46, Reply)

I'd end up bludgeoning my dear old ma to death within a month if I moved home.
Going for 48 hours at Xmas drives me nuts.

In other news, I'm feeling rather depressed today.
( Monty Boyce, My cheese game is strong, Mon 25 Jun 2012, 13:18, Reply)

You're going to be worse when you get home.
I nicked all your records. Soz.

I didn't like most of them. I used them as frisbees. Brittle, ain't they.
( Kroney, Mon 25 Jun 2012, 13:28, Reply)

adam will be gutted

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Mon 25 Jun 2012, 13:29, Reply)

Start a new thread someone
PLEEEEEEEEEEEEEEEEEEEEEEEEEEEEZE
( sporters I’m sincerely gratitude to you, Mon 25 Jun 2012, 13:31, Reply)

you do it

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Mon 25 Jun 2012, 13:31, Reply)

I cannot think of a question to ask
Sorry Q
( sporters I’m sincerely gratitude to you, Mon 25 Jun 2012, 13:32, Reply)

done

( girlinthehole, Mon 25 Jun 2012, 13:34, Reply)

get out of my sight, you disgust me

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Mon 25 Jun 2012, 13:35, Reply)