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# It depends on which 'facts' you choose to divide people
Why gender? Why not race, or religion?
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 14:40, archived)
# Muslim women should pay higher premiums because they can't see out their yashmaks.
Scientific fact.
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:42, archived)
# Fuck yeah
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 14:45, archived)
# Ninja women see everything.
Chop socky fact.
(I helped save b3ta! Captain Howdy, Tue 1 Mar 2011, 14:49, archived)
# Free insurance to otters.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 14:49, archived)
# Statistics prove they have a greater risk of driving their cars into a lake or river.
(I helped save b3ta! maiden is filmed before a live studio audience, Tue 1 Mar 2011, 15:32, archived)
# Not so!
There is not one documented case.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 15:40, archived)
# You are not privvy to OUR data files!
The way we weight our points system is beyond your Science and Understanding mere Mortal - DO NOT QUESTION OUR WAYS!

But we can assure you it's entirely fair and demographically, geographically and ottergraphically correct... in the loosest sense of the word correct.
(I helped save b3ta! maiden is filmed before a live studio audience, Tue 1 Mar 2011, 15:49, archived)
# Gender, age and postcode
are the main definers as to who makes a claim and for how much. If race or religion made a difference, you can be darned sure the insurance companies would take it into account.
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 14:46, archived)
# Why gender?
Why am I lumped in with a category of everyone else who happens to have similar genitals to me?

The only reason they don't take race or religion into account is because it's illegal thanks to anti-discrimination laws. Otherwise you know they would.
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 15:22, archived)
# It isn't my fault.
We are all lumped into catergories; it is how the world works. Our current government got about 30% of the vote, if that. So 70% were sold short. I don't like it any more than you do, but show me an alternative that works? Should insurance companies interview each applicant? How much extra would that cost?
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 15:30, archived)
# Well the ECJ has shown the way
By ruling that gender-based discrimination is not allowed, which I think is a step in the right direction.
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 15:45, archived)
# It'll be age-based discrimination next, maybe.
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 15:54, archived)
# Sounds fair enough to me
If it's your first time being insured you get charged a flat rate that goes up or down depending on your experience, claims and no claims. Why your gender, age, colour, creed etc should be a factor is beyond me.
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 16:04, archived)
# Well.
If you are male you are more likely to make a claim. If you are under 25 you are more likely to make a claim. What business wouldn't take that into account? They would be stupid. Would you sell private health care to a rugby playing boxer with a 40 a day habit for the same price as a monk? You'd be mad!

edit: and skint in a week.
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 16:53, archived)