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# While I'm against the ruling in principle, it's not all bad news...


news
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:26, archived)
# hahahaha
this is excellent news as it means insurance policies for men will come right down.

won't it?
(I helped save b3ta! Thor_sonofodin has done things, terrible things on, Tue 1 Mar 2011, 14:27, archived)
# Hahahahahaha
Not in the slightest, no :)
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:28, archived)
# it's nice that in this pan-european austerity period
that they have decided to pass a law that forces insurance companies to charge people more.

i bet the belgian man that bought this case forward is really popular.
(I helped save b3ta! Thor_sonofodin has done things, terrible things on, Tue 1 Mar 2011, 14:36, archived)
# Well he's Belgian anyway so what's he got to lose?
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:41, archived)
# his chocolates
and dodgy pron collection

/stereotypes in an attempt to ironically lampoon the insurance industry
(I helped save b3ta! Wasp Box like a nervous random stranger at a glory hole, Tue 1 Mar 2011, 14:46, archived)
# *twiddles moustache*
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:58, archived)
# ^ This needs to be a euphamism
I shall write to my MP to make it so.
(I helped save b3ta! J Peasemould Gruntfuttock Alpha Mike Foxtrot, Tue 1 Mar 2011, 15:26, archived)
# *twiddles brazilian*
(I helped save b3ta! maiden is filmed before a live studio audience, Tue 1 Mar 2011, 15:53, archived)
# I hope you aren't driving your bus right now!
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:53, archived)
#
I whole heartedly support the stereotype. I had a Belgian housemate who left the country quickly after being fired for gross misconduct and left behind a large bin bag in his room filled with pron and chocolate cake.
(I helped save b3ta! Draconacticus Reject shampoo. Demand real poo!, Tue 1 Mar 2011, 15:49, archived)
# hahahaha
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:54, archived)
# haha you bugger!!!!!
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 14:49, archived)
# hahaha
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:51, archived)
# as soon as you posted that on FB, I thought I'd better get my skates on!
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 14:52, archived)
# You've done a sterling job!
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:57, archived)
# DON'T PATRONISE ME!
FOR I AM A MAN
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:00, archived)
# That's not what you told your insurance company...
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 15:07, archived)
# but I got a free dangly thing to hang from my mirror!
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:10, archived)
# you dangle your bollocks from a mirror?
kinky!
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:15, archived)
# I'll be collecting my cat from the vet's later
he'll be slightly lighter and somewhat annoyed
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:21, archived)
# luckily, he'll also be drugged out of his gourd
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:23, archived)
# he has to some down eventually
and he'll be wanting answers!

Also - Mrs S likes her new earrings - she'd better keep them covered up
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:31, archived)
# if he's had enough drugs
he may just wake up and think he's lost them under a bush
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:33, archived)
# as long as he stops trying to rape his own daughter-niece
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:46, archived)
# that's cats for you
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:51, archived)
# did I say cat? I meant 'uncle'
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:55, archived)
# your uncle is a cat?
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 16:03, archived)
# yeh, err, kind of
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 16:08, archived)
# say no more
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 16:10, archived)
# Pffft
Oh Thor, you're a funny man
(I helped save b3ta! Wasp Box like a nervous random stranger at a glory hole, Tue 1 Mar 2011, 14:34, archived)
# my missus is with them.
They are the shittest company ive ever had the misfortune to deal with.
(benito vaselini no not that one, Tue 1 Mar 2011, 14:31, archived)
# lol
I hate those adverts. If it were reversed the wimmins lib facists would be up in arms saying that it was sexist and discriminated woman.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 14:36, archived)
# Big Daves Men Only Car Insurance
Ladies - Fuck off, we won't insure you.
(I helped save b3ta! Thor_sonofodin has done things, terrible things on, Tue 1 Mar 2011, 14:37, archived)
# Yorkie bar car insurance?
(I helped save b3ta! Damien's Hearse, Tue 1 Mar 2011, 14:41, archived)
# Monkey Beer
(I helped save b3ta! Geoff the Clownfish You know Myra, some people might think you're cute, Tue 1 Mar 2011, 14:47, archived)
# That's a healthcare issue
(I helped save b3ta! Wasp Box like a nervous random stranger at a glory hole, Tue 1 Mar 2011, 14:47, archived)
# Classic example
An advert that excludes women. It was discontinued on grounds of sexual discrimination. Whereas men a continually portrayed as simple, uncouth, inintelligent, inferior to women (who are smart as they use BrandX) beings in about 99% of all televised adverts..
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 14:48, archived)
# ah bless the ladies
they need their fun
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 14:57, archived)
# Is the kitchen not fun enough for them?:P
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 15:11, archived)
# I got mine an egg boiler at the weekend - she loves it!
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:11, archived)
# Mine's always nagging me about her not existing.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 15:18, archived)
# man
that's bad news. Threaten to leave her. In the middle of the street
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:22, archived)
# inintelligent?
(I helped save b3ta! Damien's Hearse, Tue 1 Mar 2011, 15:14, archived)
# Ladies & Gentlemen, it's that time again...
(I helped save b3ta! J Peasemould Gruntfuttock Alpha Mike Foxtrot, Tue 1 Mar 2011, 15:32, archived)
# *wants*
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:40, archived)
# clever people cat stutter you know:P
Second time lucky for you though. I haven't forgotten last time.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 15:42, archived)
# Well, that's a double bonus for you, matey.
I don't know of any cats that stutter.

*kapow!*

Edit: isn't "smartarse" hyphenated? ;-)
(I helped save b3ta! J Peasemould Gruntfuttock Alpha Mike Foxtrot, Tue 1 Mar 2011, 15:46, archived)
# No
It's spelt J Peasemould Gruntfuttock.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 15:56, archived)
# Even as I speak, doctors are fighting to sew up my sides.
(I helped save b3ta! J Peasemould Gruntfuttock Alpha Mike Foxtrot, Tue 1 Mar 2011, 17:23, archived)
# Aw, I thought I'd win it this week for "Karama" on links :(
(User #86772, Tue 1 Mar 2011, 18:20, archived)
# if you look at any statistics that are split across 2 groups
then one will always be higher than the other, i,e accidents per miles driven

men v women
white people v non-white people
people over 5 foot 7 vs shorter
people with a middle name v people with no middle name
one religion vs all other religions

but nobody would dream of discriminating across any of these categories




(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 14:57, archived)
# I'd like to discriminate against people who don't have a middle name
and also people who have more than one middle name.

Ronnie Corbett was in a sitcom about a world in which short people were discriminated against, but that's all I can remember about it.

edit/ as far as I can find out, the sitcom was "Small Problem" and didn't star Ronnie Corbett, it was Mike out of the Young Ones.
(I helped save b3ta! Wasp Box like a nervous random stranger at a glory hole, Tue 1 Mar 2011, 15:03, archived)
# i have a middle name
you're welcome to it, i hate it.
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:08, archived)
# what is it?
Mrs S hates hers too, as it's her mum's first name
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:11, archived)
# margaret :(
thank you grandma, for having the poor taste to die 2 months before i was born.
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:14, archived)
# that's my mum's middle name
pffffft
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:23, archived)
# i'm the ONLY ONE in the family with a middle name
those fuckers don't know how lightly they got off.
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:24, archived)
# I don't use mine either
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:30, archived)
# Yes they would!
If statistics said people under 5' 7" claimed more money; they'd charge them extra. They do this for a living you know! Health insurance does it all the time. Family history, lifestyle, BMI, smokers...
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 15:04, archived)
# Presumably now they can't charge women less
for a decreased risk of contracting testicular cancer
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 15:08, archived)
# I'm not defending anything
I'm just pointing out the facts. And as far as I know, nobody gets charged for cancer. It's free.
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 15:13, archived)
# I for one stand up for those of us in society
who are 1.82m tall, have a middle name that starts with a vowel, owns a shed and doesn't particularly like Hawaiian pizzas but will eat one if put in front of me!

FOR WE ARE STRONG!
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:09, archived)
# I fit this exactly!
(I helped save b3ta! Wasp Box like a nervous random stranger at a glory hole, Tue 1 Mar 2011, 15:42, archived)
# BROTHER!
(I helped save b3ta! Griffin Saver Something, something, 2006, something., Tue 1 Mar 2011, 15:49, archived)
# It is sexist and it's as irritating to women as it's is to men.
They also are a rip-off, they charge more than other insurance companies not less as they claim.

The EU bullshit won't make it cheaper insurance for anybody but that's more down to the way Insurance Companies work rather than anything else especially as they try to predict what kind of driver you are based on some statistics they claim to be accurate but it's the worse kind of generalisation.
(I helped save b3ta! maiden is filmed before a live studio audience, Tue 1 Mar 2011, 15:27, archived)
# I think it is insanely wonderful
Insurance companies can no longer assess risk using known facts. I so hope they start being bizzarre in retaliation. Question 1: Regardless of gender, age or postcode: Are you fluffeh?
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 14:36, archived)
# It depends on which "facts" you choose to divide people
Why gender? Why not race, or religion?
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 14:40, archived)
# Muslim women should pay higher premiums because they can't see out their yashmaks.
Scientific fact.
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:42, archived)
# Fuck yeah
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 14:45, archived)
# Ninja women see everything.
Chop socky fact.
(I helped save b3ta! Captain Howdy, Tue 1 Mar 2011, 14:49, archived)
# Free insurance to otters.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 14:49, archived)
# Statistics prove they have a greater risk of driving their cars into a lake or river.
(I helped save b3ta! maiden is filmed before a live studio audience, Tue 1 Mar 2011, 15:32, archived)
# Not so!
There is not one documented case.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 15:40, archived)
# You are not privvy to OUR data files!
The way we weight our points system is beyond your Science and Understanding mere Mortal - DO NOT QUESTION OUR WAYS!

But we can assure you it's entirely fair and demographically, geographically and ottergraphically correct... in the loosest sense of the word correct.
(I helped save b3ta! maiden is filmed before a live studio audience, Tue 1 Mar 2011, 15:49, archived)
# Gender, age and postcode
are the main definers as to who makes a claim and for how much. If race or religion made a difference, you can be darned sure the insurance companies would take it into account.
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 14:46, archived)
# Why gender?
Why am I lumped in with a category of everyone else who happens to have similar genitals to me?

The only reason they don't take race or religion into account is because it's illegal thanks to anti-discrimination laws. Otherwise you know they would.
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 15:22, archived)
# It isn't my fault.
We are all lumped into catergories; it is how the world works. Our current government got about 30% of the vote, if that. So 70% were sold short. I don't like it any more than you do, but show me an alternative that works? Should insurance companies interview each applicant? How much extra would that cost?
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 15:30, archived)
# Well the ECJ has shown the way
By ruling that gender-based discrimination is not allowed, which I think is a step in the right direction.
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 15:45, archived)
# It'll be age-based discrimination next, maybe.
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 15:54, archived)
# Sounds fair enough to me
If it's your first time being insured you get charged a flat rate that goes up or down depending on your experience, claims and no claims. Why your gender, age, colour, creed etc should be a factor is beyond me.
(I helped save b3ta! emvee cruor deo cruoris, Tue 1 Mar 2011, 16:04, archived)
# Well.
If you are male you are more likely to make a claim. If you are under 25 you are more likely to make a claim. What business wouldn't take that into account? They would be stupid. Would you sell private health care to a rugby playing boxer with a 40 a day habit for the same price as a monk? You'd be mad!

edit: and skint in a week.
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 16:53, archived)
# Statistically they woman may be safer driver than men
To say that someone has to pay more because he is a man is discriminatory. The statistic conciders the whole not the individial therefore is inaccurate when applied just to one person.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 14:45, archived)
# But insurance is a form of gambling
So statistics is all they have to work with.
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 14:48, archived)
# Not so
They also take in the history of the individual. Anyway the way I see it is you need insurance to drive a car and you can buy to have insurance really cheaply but in effect get basically no cover for damage or accident.
PRetty much it's a licence for insurance companies to print money.
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 14:53, archived)
# I'm not defending them;
they are rip-off merchants. but so are the general public, it is chicken/egg. My friend works in car insurance and nearly every claim that now comes in for men under 25 says there were 5 people in the car and they all have whiplash.
(I helped save b3ta! TheSundaeLunch I'm a fucking shrub, alright?, Tue 1 Mar 2011, 14:58, archived)
# It's kind of anti-gambling.
I work in insurance software. There can be up to 20 or so factors that are used in calculating a motor insurance quote. The rates used are based on the statistical findings for that particular category, e.g. postcode, mileage, engine size, where you keep your car, etc.

Think of the history of the individual as kind of a trump card...

But yeah, just like a casino or a bookmaker, if the underwriters have done their job properly the insurance company will always win.
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 15:02, archived)
# Well they always sorta win.
They don't have you pay out. It's in the own interest to pay out a little as possible.
I'm guessing there a formula somewhere which works out the lowest payout level to the least number of paying customers lost.
Additionally if you write insurance softerware, are you a merekat?
(I helped save b3ta! riverghost servicing your mum since, Tue 1 Mar 2011, 15:14, archived)
# Sometimes I feel like a meerkat.
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 15:15, archived)
# i'm the safest driver ever
i don't fucking drive.
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:13, archived)
# You should bloody well still have to pay insurance like the rest of us.
That's discrimination that is!
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 15:15, archived)
# i pay water rates
but i don't drink water
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:16, archived)
# But you are 90% water or is that gin?
(I helped save b3ta! maiden is filmed before a live studio audience, Tue 1 Mar 2011, 15:33, archived)
# bacardi, maybe, but never gin.
gin is the stealer of mondays
(I helped save b3ta! Smash Monkey lowering the tone of the whole internet, Tue 1 Mar 2011, 15:56, archived)
# hahhahahaha
top shopping
(I helped save b3ta! FIEND, Tue 1 Mar 2011, 14:53, archived)
# Really?
(I helped save b3ta! Barbarossa is not my real name, Tue 1 Mar 2011, 14:58, archived)
# If anyone's interested-
This is a pretty good radio show. A couple of hours left.

www.live365.com/stations/kxlu1?site=pro
(I helped save b3ta! cowcat Bituminous squeegee, Tue 1 Mar 2011, 14:56, archived)
# wait..
what?
(I helped save b3ta! Dr Scunner She’s a he, technically, but she’s scalding hot, Tue 1 Mar 2011, 15:15, archived)
# It's good!
I hate live365, but I didn't want to post my pirated url of the show.
(I helped save b3ta! cowcat Bituminous squeegee, Tue 1 Mar 2011, 15:52, archived)
# hahahah I think it's hilarious
As my dear Grandma said - she is a woman and is a very safe driver - she has never had an accident in all her 60 years of being a driver, but has seen thousands..
(I helped save b3ta! Michael Ellis contributes nothing, Tue 1 Mar 2011, 17:30, archived)