"Needing" an overdraft?
It's the summation of a lot of people that "needed" a new car/house/holiday/speedboat, that led to the demand that fueled this crisis. The banks lent to more people than they should have done. The ratings agencies mis-rated alot of securitisations based on these loans, the regulator did not stop this, the government encouraged it - "BRITAIN IS BOOMING". There were alot of parties at fault.
( The Teviot Moose major 5th., Mon 14 Jun 2010, 12:38, 1 reply)

Yes. Our boiler packed up within ten minutes of moving in.
My own fault, really - I should have saved some to prepare for such a situation.
( Je suis un vagabond is an unfunny, up your own arse middle class knob, Mon 14 Jun 2010, 12:53, closed)

Good to see you learned from your mistake.
If you cannot afford to pay for a new boiler either a) save until you can, or b) get insurance. We have insurance on our boiler - since we felt that we'd rather that, than have to pay out a lump sum in the event it blows up. That's what insurance is for
( The Teviot Moose major 5th., Mon 14 Jun 2010, 12:56, closed)

Hahahahaha

( Je suis un vagabond is an unfunny, up your own arse middle class knob, Mon 14 Jun 2010, 12:59, closed)