Debit Card *Warning Rant Ahead*
I opened a children's account with Nationwide when I was about 12, which I changed into a proper current account when I was 16. At 18 and I started my apprenticeship, I realised I would need a debit card for the job and maybe a cheque book (had to claim expenses back, no float issued).

Went into my new local branch as I had recently moved, and explained. The Nationwide lady told me I would need to set up a new current account to get a debit card.

All goes through, and I go back for another meeting and they say I can't have a debit card as I have 'insufficient credit rating'. I explain I have been a valued customer, only went overdrawn once, really need one for my new job etc. And still no.

So I leave with a new account and a cheque guarantee card for £100 (big fucking wow), and popped into Barclays.

5 minutes later, a new account is set up, and a debit card is on the way. I transfer my wages and set up everything to Barclays. Too bad Nationwide, I tried to be loyal and you didn't want to know.

And lo and behold 6 months later I get a letter from Nationwide offering me a chance to upgrade to my card to a debit card.

Well, fuck you. You didn't want to repay my loyalty and give me a debit card when I really needed one so you can stick it up your arse.

Sorry for lack or funny, but it really boils my blood, as I still keep getting these letters. Maybe I should ring them up and explain.

(Very happy with Barclays though ^_^)
( VandenPlas can't think of anything clever - no change there!, Thu 16 Jul 2009, 17:45, 5 replies)

Happy with Barclays?
Watch this space
( Blind Meach Cautiously optimistic, Thu 16 Jul 2009, 17:56, closed)

Happy days...
....with any bank?
(dchurch bah, Fri 17 Jul 2009, 8:12, closed)

Had a similar experience
Had a childrens account with Halifax, pretty much from birth but all I had from them was constant grief (they wouldn't let me open a student account when I started uni for christ's sake!).

Popped down the road, into Lloyds TSB and opened one there and then.

Admittedly, Lloyds aren't the best but they're the far better of two evils!
(WillyNilly SillyBilly, Fri 17 Jul 2009, 17:15, closed)

On a similar note, ...
.. my father wanted to get a debit card about 10 years ago. He'd worked for 35 years and never owed a penny in his life, save for a mortgage which my folks had lived in poverty to pay off within 5 years, some 25 years before.

Despite being a customer with that bank for something like 50 years he was denied a debit card (not a credit card mind) for having insufficient credit rating. I ask you.
( Ugi , it's a game of give and cake, Mon 20 Jul 2009, 12:31, closed)

Ring up and explain?
Nah - I'd keep venting your spleen on message boards instead - they're bound to get the message sometime.
( Dixipoos Bye Bye Blackbird, Tue 21 Jul 2009, 12:11, closed)