BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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Genuine story100% factual.
Around the time I was leaving school, a mate of mine called Simon opened a bank account with what used to be called TSB. A week or so later, he received his cheque book and cash card/cheque guarantee card in the post. All normal, you would think. His dad was a main-board director of HSBC bank and pointed out that the TSB had made a small mistake. Over the next 3-4 weeks, Simon went on a spending spree the like of which has rarely been seen, writing cheques left right and centre until eventually he gets a phone call from the branch manager of the TSB asking him to come in for an urgent chat.
The manager is pretty upset and demands to know why he has been so irresponsible and just how the massive overdraft is going to be repaid and which point Simon asks him to check the current account application form and specifically his date of birth, handing over his birth certificate as confirmation. At which point the manager just cuts up the cards and cheque book and tells Simon in no uncertain terms to fuck off out of his bank.
You see, he was still about a month away from his 18th birthday and his dad had pointed out that you can't legally be held liable for debts until you hit that milestone. The bank had screwed up by giving him a cheque guarantee card and there was nothing they could do to get the money repaid.
Free money.
Huzzah!
(Oh, and massive kudos to dad for the tip eh?)
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Linbox has a serious dunk habit, Thu 16 Jul 2009, 20:11,
4 replies)
How about that bird that phoned you one night and..........demonstrated her complete lack of understanding re compound interest? Remember?
(, Thu 16 Jul 2009, 21:40, closed)
Well, in my viewas someone who works with contracts every day, by giving that advice, his dad gave his dad gave his full consent to the contract. So, even though your friend was below the age of majority, he could very have still been held liable for that debt, if the bank wanted to get arsey about it*
* speaking about contract law only and igrnoring financial regulations, of which I know nothing.
(, Thu 16 Jul 2009, 23:07, closed)
Student LoansI tried that line of Student Loans as I had mine at 17. They didn't like it and told me to just pay the damn thing. Makes me wonder if I should of persued the point
(, Sat 18 Jul 2009, 20:11, closed)
In summary..."When I was younger one of my mates stole loads of someone else's money and escaped prosecution on a technicality - cool eh?!"
(, Wed 22 Jul 2009, 16:39, closed)
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