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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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You know why it is?
Because you pay off your credit cards each month.

If you let them build up a bit of a debt, then you will get a higher rating, because you are demonstrating that you can service a debt.

It's a fucking stupid system, but that's how it works!
(, Fri 17 Jul 2009, 8:20, 2 replies)
^this
Buy yourself a CD, a videogame, a Big Mac Meal, with a credit card. Let it sit on there for a while, and pay the extra £1 or less it might accumulate in 6 months.

Then ask the bank for £60,000 based on your ability to manage a burger-derived debt. They will, absurdly, probably say yes. Good luck!
(, Fri 17 Jul 2009, 15:20, closed)
Sad but true
Yeah, I was told the same thing - banks don't trust people who don't already have debt.
(, Wed 22 Jul 2009, 0:14, closed)

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