How overdrawn are you?
So far this month I'm at -£254.

Not too bad though considering I've had to endure the expenditure that comes with a girlfriend's birthday, a brother's birthday and a dad's 60th.. all in the last two weeks.

The booze and drugs don't help either though.
(TheManWithThePlan cussed your mum on, Fri 17 Jul 2009, 15:42, 15 replies)

usually no less than £800
currently £2,030

:D
( valoukh newsgash.wordpress.com, Fri 17 Jul 2009, 15:43, closed)

Currently
£2,498. You can all guess the limit.

Still, pay day next week. Problem being I need to pay most of it into debt. Very very depressing.
( Rookie You'll have to speak up, I'm wearing a towel, Fri 17 Jul 2009, 15:49, closed)

£453 of a £500 overdraft.
About right for the weekend before payday. Just enough to give me beer tokens for tomorrow night.
(bblgoose, Fri 17 Jul 2009, 15:58, closed)

oops
Im £1554 over a £1500 overdraft, £4297 on a £4300 card, £3850 on a £3900 card. I'm supposed to be buying a macbook pro tomorrow but im not sure its going to happen anymore! Im 22 ffs, didnt go to uni, started my half decent job at £0. I can probably account for only about £4000!
(Fassyole, Fri 17 Jul 2009, 16:02, closed)

yea i didnt mention the
2 credit cards and second current account/overdraft. and i wanted a car too! BOOOOOOOO
( valoukh newsgash.wordpress.com, Fri 17 Jul 2009, 16:06, closed)

forget the macbook pro!
get a hold of your finances first. seriously, don't dig yourself in any deeper.
(TheManWithThePlan cussed your mum on, Fri 17 Jul 2009, 16:34, closed)

I was always worried about this
So I have two accounts now.

One is a fully fledged current account which I use to clear cheques and the like.
The other is a cardcash account which gives me a debit card. This is the account I use for day to day stuff, and I get my wages into. I can't get an overdraft, so there's no risk of debt.

So far, so good!
( Agnostic Antichrist Baltimora, Fri 17 Jul 2009, 16:19, closed)

£246 in the black
Yay!

Mind you I was only paid two days ago, so have £246 to last a whole month.

Boo!
(MrC. Having the most boring username on b3ta since 2004, Fri 17 Jul 2009, 16:37, closed)

Not been overdrawn
In about six years. Mind you I have neither credit cards, loans or overdrafts. And I do have a fucking bonkers telly, too. Woo.

Instead of a credit card, I have another bank account. I put money in it and use it when I'd normally use a credit card.

It's called a savings account.
(Miraclefish How appropriate, you fight like a cow, Fri 17 Jul 2009, 17:17, closed)

lolz
Yes. I think that credit is like drinking or gambling: some people just can't do it safely.

I have never had a loan, credit card, overdraft etc. I don't want one either, because I have a feeling I'd end deeply in debt.

Don't do it kids, it's not worth it!
( Sextant goes to him is emotionally erect, on this day, Sun 19 Jul 2009, 11:22, closed)

Never a truer word said
Up until 2 years ago I'd never had a loan, credit card or overdraft.

Fast forward to now and I'm nearly 5k in debt thanks to 3 shiney credit cards and a £500 overdraft limit.

I still remember the day I applied for and got my first credit card. Ignored all warnings from my friends who all knew I was, how shall we say, somewhat irresonsible when it came to money anyway.

Ah well, live and learn (and I'm glad to say I actually have, haven't used a card since christmas).

3 years and I'm clear. Pisses me off though that for that money I could have travelled the world and instead I'm just lumbered with thousands of pounds of debt and only an ipod nano to show for it.
(TheManWithThePlan cussed your mum on, Mon 20 Jul 2009, 9:52, closed)

I'm never overdrawn
Banks won't let me anymore. :-(
Or :-) actually.
(Kip, Fri 17 Jul 2009, 22:31, closed)

Let's see...
in pounds?

636.166 GBP in the hole to my credit card.

Roughly 800 to my father, but I've got a stay of debt to him to get the credit card sorted out.
(Scritty Bakerman., Sat 18 Jul 2009, 5:19, closed)

Currently
£350 in the black due to transferring quite a lot of money from my savings account. Soon to be about £900 overdrawn when I pay my damn car insurance...
( MatJ LOOK, Sat 18 Jul 2009, 19:06, closed)

Oooh...
About £750 overdrawn, but paying it off slowly!
(Pointless as a chavs bathroom, Mon 20 Jul 2009, 0:09, closed)