True
...but the burden of proof lies with the bank.
(dchurch bah, Sat 18 Jul 2009, 9:19, 1 reply)

"but the burden of proof lies with the bank"

So, you suddenly, with no prior history, rack up close to £100,000 worth of debt and leave the country. You have no job, you have no means of paying back more than one months set of payments, and you stay away for just long enough for the statute of limitations to expire on the debt before you come back to your house and try and laugh at the companies who are, not unreasonably, trying to get their money back.

You would get done for fraud at the drop of a hat, put that case in front of any jury, you would be convicted in seconds. The OP is the most ridiculous post ever.

Especially given the comparatively minuscule amount of money they are talking about stealing. And it would be stealing, there is no doubt about that.
(Bazongaloid, Sat 18 Jul 2009, 15:18, closed)

Absolutely this ^
(also, even if you were legally watertight, *disappearing and skipping the country for six years* for a measly 80k doesn't seem like much of a payoff...)
(stalinism, Sat 18 Jul 2009, 15:30, closed)

.
How is it stealing? How?
(godisdove I like cheese, Sun 19 Jul 2009, 17:31, closed)

.
And what house? What? There is no house (actually there is, I own several with mortgages and tenants make the mortgage payments. But that doesn't seem to have been taken into account by any of the companies I owe money to. Who said I had no credit history and no job? Did I? No.
(godisdove I like cheese, Sun 19 Jul 2009, 17:34, closed)

So you're apparently smart enough to work out how to pull off this amazing "scam"
and yet you can't work out how the reply buttons work.
(Bazongaloid, Mon 20 Jul 2009, 11:12, closed)

^?
Is that a serious question?
(The Empress it seems you CAN polish a turd!, Mon 20 Jul 2009, 10:34, closed)