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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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The circle of DOOM
Me: "I'd like to change the address on my account please"

Nationwide: "Not a problem sir. Our records show that we do not hold an up-to-date signature for your account. We need to do that before we can update your address record"

Me: "Oh-ho! We can kill two birds with one stone, then."

Nationwide: "In which case, could you show us an official document with your signature, please?"

Me: "Yes. Yes I can. Here's my driving licence."

Nationwide: "I'm sorry. We can't accept this - your address doesn't match the one we have on the system."

Me: "Bu... but... that's because I've moved house."

Nationwide: "You have? We can sort that for you. However, our records show that we do not hold an up-to-date signature for your account. We need to do that before we can update your address record"

Me: "Muh"

Nationwide: "Could you show us an official document with your signature, please?"

FOREVER*

* This message sent from the Weymouth branch of Nationwide where I have now resided for the last seven years, a queue going out the door, down the seafront and all the way to Poole.
(, Mon 20 Jul 2009, 11:55, 3 replies)
You think that's bad
try moving to a different country *without telling them first*. Apparently, they expect me to either

a) Fly back to England to change my address in person at my local branch or

b) Do something I don't quite understand involving a notary, my passport, and a duplicate letter in both English and German, all at my expense.

As I owe them about three grand, and have no need for the account any more, my attitude is that *I* don't have a problem - I know where I live. I haven't tried to run away - I've told them where I live. If their system can't cope with that, then I don't see why I should jump through hoops on their behalf.
(, Mon 20 Jul 2009, 12:24, closed)
I had this with Barclays
try this argument:

"You can't accept my notification of change of address because the signature's not accepted because it no longer matches the signature on record that I gave you when I was 14 and I'm now 27, right?"

"that's correct, sir"

"So perhaps you'd care to explain to me why you've been cashing one rent cheque a month with an incorrect signature on it for the last few years*, then? Surely you're not going to tell me you don't even look at the cheques and it could have 'Mickey Mouse's fat balls" as the signature?**"

"......."

"Will you change my address, now?"

"yes, sir. Immediately"

"thank you so much"


*this was years ago, so you'd need an excuse to write a cheque these days

**I know they don't look at cheques. No reason why they should unless it's a large amount of money. But you'll never get them to admit that.
(, Mon 20 Jul 2009, 13:22, closed)
What do you expect?
Weymouth* - pfffttttt!



* too many years visiting my Gran and being forced to feed the ducks on Radipole lake
(, Mon 20 Jul 2009, 16:30, closed)

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