BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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Boring rantI've had an Abbey credit card since I was 19. I signed up for it at a student fair, and I was accepted even though I didn't have a bank account. I used it cautiously, paying every bill in full immediately.
When I tried to open a bank account with Abbey several years later, they said I couldn't open one without a regular wage, because I was a risk. I informed them that they had given me a credit card already (which you would think would be a higher risk), and they told me that was impossible without a bank account. Yeah, I imagined the credit card in my wallet... In the meantime they kept sending me spam offering me credit cards when they had already given me one.
A year later I went back and they gave me a bank account, with one of those shitty electron cards.
Bastards.
Also, my friend (who used to work for a mortgage company) told me that you have more chance of getting a mortgage if you already have debts, because "they don't trust people who don't owe any money". Banks suck donkey balls.
(, Tue 21 Jul 2009, 19:34, 4 replies)
Electron...Electron are brilliant. They are the only card you can use to book flights on Ryanair and not get raped an admin fee.
For that alone, they get my vote.
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Sallyrsm, Tue 21 Jul 2009, 19:58,
closed)
yeah...just need to wait until you get on the flight before they rape you... 6 ways... repeatedly... with an overweight german guy's prothesis.
at least that's what it feels like.
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Sextant goes to him is emotionally erect, on this day, Thu 23 Jul 2009, 4:15,
closed)
your friend is rightthey use a points system where you get given points for a job, house, lack of criminal record. More money=more points. But they also give you points if you've made a late payment or have been in debt before, because then they can make more money off you through interest. So in conculsion, they're bastards
(, Wed 22 Jul 2009, 0:09, closed)
not quite trueyou get extra points for having debts which you pay off on time. so if you have a credit card or loan which you pay off every month, they know you're prob good for a mortgage. points get taken off for late payments.
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wingphil, Wed 22 Jul 2009, 13:22,
closed)
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