you won't get them if you pay everything off all the time.
Why would a company give you something that's going to cost them money rather than make them money? they aren't idiots.

Also, if you apply for one and don't get it, there's absolutely no point applying for another for at least 1-2 years, as the credit check shows up on your records and you'd most likely just be declined automatically because of that.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 3 Aug 2011, 10:27, 1 reply, 15 years ago)

I know
I was told that after applying for 3 in a year. Now I have to wait a lot for another.
(Aberracion Life's getting very complicated, but a lot of fun., Wed 3 Aug 2011, 10:29, Reply)

I admit that thing is quite, quite stupid
I fell foul of that earlier this year getting a loan to cover an overlap in owning two cars. I applied for one, was offered it but they didn't tell me the interest rate until AFTER the application (sneaky but standard practice) so I decided I could get a far better rate and applied for another. Which was declined instantly, purely becuase they saw two credit checks in the space of a day. Really quite annoying, that.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 3 Aug 2011, 10:32, Reply)