i do have those things
but even with a well-paying job, they would all be a very different quality if i had to pay a whacking great mortgage first thing every month. most of my friends who do have massive credit card loans and overdrafts because they still want the other bits, exactly as you say.
( rachelswipe with a fork, Mon 21 Nov 2011, 12:24, 1 reply, 13 years ago)

There is nothing wrong with choosing to have these things if you can afford to.
It's the stupidity of taking on credit card debt (in particular) that you cannot afford to repay to have the holiday, the sofa and the designer clothes. I just don't understand the mentality.
( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 12:27, Reply)

short term instant gratification innit

( rachelswipe with a fork, Mon 21 Nov 2011, 12:29, Reply)

Yep. Must be. That and competitiveness with peers.
If a friend or neighbour has it they must also have it. Pathetic.
( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 12:31, Reply)