What have I missed whilst I've been having a nap in my shed?

( Fucking hell Jeff I am not a robot, Thu 27 Sep 2012, 17:06, 1 reply, 13 years ago)

Everyone called you a cunt

( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:09, Reply)

No change there then.

( Fucking hell Jeff I am not a robot, Thu 27 Sep 2012, 17:09, Reply)

Just like in my begging cup :o(

( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:10, Reply)

you idiot
everyone knows you have to put a bit of change in there to jingle and get people's attention.

not too much mind, too much change and people will think you're secretly rich
(quintsy, Thu 27 Sep 2012, 17:11, Reply)

How many more months to go on the IVA?

( Fucking hell Jeff I am not a robot, Thu 27 Sep 2012, 17:12, Reply)

Four more years as of this month,
then I have to remortgage and give them what I make.

It's really getting me down.
( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:13, Reply)

Can't you remortgage now to end it more quickly?

( Fucking hell Jeff I am not a robot, Thu 27 Sep 2012, 17:16, Reply)

No because no-one will give me the mortgage.

( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:19, Reply)

Ah! Of course. Hadn't thought of that.

( Fucking hell Jeff I am not a robot, Thu 27 Sep 2012, 17:24, Reply)

Isn't being manageably out of your depth
not better than being preposterously, 'oh fuck I'm going to end up homeless and kneecapped' out of your depth, though?
(berk, Thu 27 Sep 2012, 17:16, Reply)

It is, but the thought of another four years of this is doing my lid in.
It feels like forever already.
( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:25, Reply)

I'm not saying that my financial problems even compare, given the scope of your own
but I had to borrow a significant sum to finish university (amongst other things) and I will still be paying that back until May 2015. It is astonishingly shit, being broke, especially combined with the knowledge that you will be broke for some years to come.

But.

You'll get it sorted eventually.
(berk, Thu 27 Sep 2012, 17:29, Reply)

Or lose everything.

( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:29, Reply)

jesus, wouldn't bankruptcy be preferable?
there are certain kinds you can get where you only pay your excess income for twelve months and then the rest is written off

you'd lose your house though
(quintsy, Thu 27 Sep 2012, 17:17, Reply)

I desperately want to leave my flat to my kid.
Realistically I'll never get to buy another one if I lose this one. My mother's place is worth a fortune but she'll outlive me by 30 years or more, probably.
( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:21, Reply)

The fucking lesbian bitch.

( Monty Boyce, My cheese game is strong, Thu 27 Sep 2012, 17:26, Reply)

If he misses a single month of repayments they'll make him bankrupt anyway. Dreadful position to be in.
Regardless of my pisstake of the penniless twat I do genuinely feel for him.


The penniless twat.
( Fucking hell Jeff I am not a robot, Thu 27 Sep 2012, 17:26, Reply)

i keep trying to think of ways to improve the situation
but he's probably already aware of things like protected income rates and taht
(quintsy, Thu 27 Sep 2012, 17:32, Reply)