Basically it depends on where you want your part of the money to go
Like I said, remember you're not just talking about the death of one partner here. If you're putting in more, you need to be careful. I had one client who had put down 95% of the deposit and paid every penny of the mortgage for 8 years. When she found her wastrel fiancé perving over her kid/his stepdaughter, she kicked him out. He went for half the house on the basis he had contributed to the deposit and it was joint tenants. She was beyond devastated.
( rachelswipe with a fork, Mon 16 Feb 2015, 8:18, 2 replies, latest was 9 years ago)

so that's why sportscow was 'really busy'

(Good evening Good evening, Mon 16 Feb 2015, 8:20, Reply)

This^
My Brother in law sold his Porsche 911 to put the deposit down on a place with his fiance. Just after moving in day he found out she was fucking most of his FRIENDS. The bank won't give him a mortgage in his own name even though he has been paying the lot by himself for years now and it got very nasty because they are 50/50 on the Mortgage despite her living there for about a week and not paying a penny towards it. Its sorted now but it was a pain. She wanted to just sign her interest over but she was told she had to get legal advice, which she couldn't afford. So my Bro in law ended up paying for her solicitor as well as his own and her solicitor told her not to do it and to fight for half. Luckily Bro in Law stopped paying her solicitor, she couldn't afford him and in the end signed the paperwork, but years of stress and worries.
( Peej, Mon 16 Feb 2015, 8:32, Reply)

Yep
It's horribly unromantic but much better to sort these things before you commit your cash. Hopefully you'll never need to worry about it, but if it does go all Pete, you'll be sorry if you don't.
( rachelswipe with a fork, Mon 16 Feb 2015, 8:38, Reply)

so, tenants in common then.

(Good evening Good evening, Mon 16 Feb 2015, 8:41, Reply)

Sigh
Unless your partner is stumping up all the cash. Then keep your mouth shut and go for 50/50 when it goes pear shaped.

Weren't you listening?
( rachelswipe with a fork, Mon 16 Feb 2015, 8:46, Reply)

Probably shouldn't have proposed to a slag.
That's my advice; don't marry a whore.
( Kroney, Mon 16 Feb 2015, 8:40, Reply)

you're like Clare Rayner or summat

(old man river possible lesbian, Mon 16 Feb 2015, 8:41, Reply)