Well this is a cheerful thread isn't it!
*hugs* to all of you, from my own pit of general shitness...

fuzzy, going bankrupt really really isn't the answer, trust me. Will affect you for a very long time. An IVA is what you need, they've got a bit stricter about giving them out but if you're working you should be able to get one. You need to keep your head out of the sand and speak to all your creditors, they can't force you to pay more money than you actually have.

I know the money issues probably aren't the half of it, but getting that sorted will surely help...

Gaz me if you want, I've teetered on the brink of bankruptcy a couple of times and decided not to do it after a lot of research.
(Son of Sam-i-am We're all as mad as hatters here, Mon 9 Feb 2009, 23:43, Reply)