Well what happened was
A direct debit bounced and I didn't realise so I put petrol in my car and bought some bread then two days later the bank backdated the first £190 "charge" for a bounced DD and me technically being overdrawn for a day until it was rejected. The £190 took me into -money (as I don't have an overdraft) but because I had spent money on petrol when the money was in my account that took me even more over so they started charging me again.

Also I pay like £20 a month for my account for reasons I can't remember now :( And because I'm now always 200 down from all these fucking charges I can't quite get back on the level.
( TGB checking Off Topic is still shit at, Tue 11 Aug 2009, 9:44, 1 reply, 16 years ago)

These "premium" current accounts really singe my ballhairs
90% of the time, they're just not worthwhile - you can normally pick up the extra benefits they provide (roadside assistance, travel insurance, etc.) cheaper individually elsewhere, and they really are a license for the banks to print money.

If you're on a limited budget - £20 a month is potentially a lot, and as Banks are supposed to "know their customers", they should know you couldn't afford to have that. If you're going to have an argument with the bank at somepoint, I'd keep that in your back pocket (i.e. so why did you also sell me this?).
( Fireflier La la la la, not listening on, Tue 11 Aug 2009, 10:18, Reply)