Agree with you.
The average rise is 40% in ONE year and the companies admit to passing on our details to Sue, Grabbit and Run immediately we have an accident. So the insurance companies are making money by selling our details to these sharks then putting our premiums up to pay for the costs that the lawyers add to the claim.
Recently Mrs Jogs was gently rear-ended (Ooh matron) and within hours a vulture was on the phone trying to get her to claim for whiplash. She responded, thinking the guy was connected to her insurance company but he wasn't so she blew him out.
I insure 3 vehicles (2 for work) and I've noticed that the company that was cheapest on the comparison site when you take out the policy is rarely the cheapest the following year. One renewal sent to me this year was £40 more than the same company was quoting for a new policy on a comparison site. I shop around at every renewal. It could take an hour to stick your details on half a dozen sites but if you save £100 it's a good rate of pay for your work. Also when you find the cheapest don't order it on line. Use their free phone number and haggle. There's always £30 or more built in to the price for this. Oh and don't leave a real phone number on a website. you'll be pestered for days.
( edjogs Collared doves are shit., Fri 11 Nov 2011, 13:14, 1 reply)

I did this with my house insurance from Tesco. They hiked it by a hundred quid so I shopped round and got a better deal with direct line saving 50 odd quid. Called rescission to cancel and then went through the "customer retention" bit. Managed to get then to drop it to almost the same as last year and give me 20 quid in gift cards. Worth haggling and asking what they can throw in extra if they can't drop the price. Oh, and double clubcard points too!
(Beaverman Opulence, I has it., Fri 11 Nov 2011, 13:43, closed)

Tesco. Pah.
Some years ago when I moved house I had my car insurance with them - when I told them about the move they hiked the fees due to the relocation so I told them I would shop around, and found a substantially cheaper offer elsewhere.

Phoned Tesco to cancel - oh, I can't do that as the thieving twunts have already taken the extra, despite me not authorising the payment. Took four weeks of phonecalls to get the money back, and spent several years avoiding their stores at all costs... sadly now they are so ubiquitous that is nigh on impossible.
(Captain Skippy pooed in a bag and left it on your doorstep, Fri 11 Nov 2011, 18:59, closed)