I'm half-horrfied, half-admiring of this.
I have a terrible fear of debt - my only debt is my mortgage which I sensibly overpay each month. The enormous guilt I feel at spending my own money which I have earned all by myself is incredible. I get shaky and sweaty with fear at a purchase over 20 quid.

I spent 10 quid on a car window from the scrapyard and fitted it myself rather than pay an autoglass company 80 quid to do it for me. Now my back passenger window doesn't work quite right, but dammit, I saved a whole 70 quid! And spent an entire afternoon up to my arse in torx keys and the pouring rain.
( crackhouseceilidhband Fuck off back to Mumsnet, Fri 24 Oct 2008, 12:41, 1 reply)

I
tend to live month to month, have no pension (eek!) and until only a few years ago earnt a pittance.

I scrimp and splash in equal proportions which makes no sense at all, I also buy car spares from scrapyards, and books from Oxfam, but then blow money at a racecourse or casino.

will soon all change, my loan is gone, am paying £500 a month of my credit card and looking to buy 50% of a house next year using a government equity loan as the deposit so will have to learn to be frugal pretty damn quick!
(Halfy By light alone, Fri 24 Oct 2008, 12:47, closed)