The obvious reaction to people behaving like this is to condemn,
but I'm not so sure who is actually the stupid one.

My younger brother (married, 2 kids) is immacualtely organised, his finances are always carefully planned, and he has never had a penny of unplanned debt.

My older brother (married, 2 kids) is a disaster of up to the hilt credit cards, new cars and motorbikes, overdafts, expensive trips away and irresponsible shopping trips.

I can't really say who is the happiest - the younger brother puts just as much effort into keeping things shipshape as the older one does fending off creditors. The older one has been to way more places, and done a lot more than the younger one.

Some might say enjoying yourself now is a perfectly valid lifestyle. If you're canny enough to get away with it, it's not automatically stupid.

Meantime I (married, 2 kids) sit somewhere in the middle. Yawn.
( Not Pineapple anymore, Fri 1 Oct 2010, 8:38, 2 replies)

fair point, well made
I have debts (shiny baubles being a weakness) but I also have the means to pay for things, just don't want to pay for them at the moment. So, I could be well behaved and pay off the debt and stop buying handbags for the next cat to piss in, or just have a bit of a laugh and hope I get a hefty idiot tax refund on Friday.
( fluffymitten NAN, Fri 1 Oct 2010, 12:22, closed)

i wouldn't mind so much
if her spending made her happy, but it doesn't. it stresses her out beyond belief, she's on blood pressure medication and sleeps badly due to worry. she thinks i should be miserable because i have very little, but everything i have, i saved for and own outright.
( Smash Monkey lowering the tone of the whole internet, Fri 1 Oct 2010, 17:36, closed)