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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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22 years ago my fridge shat itself - being, broke at the time,I bought a new one on a "12 months interest free" plan throuh a finance company owned by one of the major banks. 3 weeks after the fridge arrived, I was sent a credit card with a $1000.00 limit. I phoned them and told them i didn't want the card and was told to just cut it up. Next month a new card arrived, with a $2000.00 limit. by this time I had payed off the fridge and thought that was the end of it. I phoned them again and was given the same advice. 2 months later, new card arrives with a $5000.00 limit. Fast forward to a month ago, new card arrives, platinum member, with a $400,000.00 limit. I have promised myself when it hits 1/2 a million I'm gonna report the card stolen and then spend the lot.
(, Fri 17 Jul 2009, 8:38, 5 replies)
Fuck that
Spend the lot anyway, then when the bill comes in, phone them.

"What card? I never applied for a card."
(, Fri 17 Jul 2009, 12:25, closed)
If
your were in the UK, that would actually work.

They have 12 days legally to provide the original [signed] agreement, or there is no debt to pay.

That's the 'little known' legislation they keep talking about on cheep daytime TV adverts.
(, Fri 17 Jul 2009, 18:42, closed)
So....
I take out a card, rinse it, then deny all knowledge?
(, Sun 19 Jul 2009, 2:41, closed)
Well - yes.
But only if they cannot produce the original signed agreement - which they will be able to.
If you applied using incorrect details - and managed to get a card - say as your cat - that would be a criminal matter too.
(, Mon 20 Jul 2009, 12:46, closed)
I'm gonna report the card stolen and then spend the lot.
ummm.... I think you need to spend the money then report it stolen, cause they'll block the card as soon as it is reported stolen.

However, after reading a few of these posts, they might not block the card straight away....
(, Mon 20 Jul 2009, 3:13, closed)

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