Also, the other point that occurs
is that even in the extremely unlikely situation that you managed not to get prosecuted for fraud or theft, your credit rating would be as low as it's possible to get, so you would never be allowed another bank account, which would pretty much scupper working for most companies that will insist on paying your salary into an account rather than giving you a cheque.

Even if you did get a job paying by cheque you would then be penalised by dodgy loan sharks for cashing your cheque, since no bank will deal with you. You would have to pay cash for all your utility bills, which means you will be paying the highest rates as they all give discounts for direct debits, and even getting a place to live will be very, very difficult as most decent landlords won't rent to someone without a bank account, so you'll be living in shitty accommodation for the rest of your life.

I should also imagine that, given what your suggesting clearly is a criminal attempt to steal money, that some form of arrest warrant may at some point be issued for you, so choosing the country you're going to will be pretty vital, it will have to be outside the EU for starters, which means no state subsidised health care for you any more, and no provision for retirement. So how exactly are you going to support yourself once your rather meagre amount of cash has dwindled away?

Have you really "stuck it to the man" yet? Have you?
(Bazongaloid, Sat 18 Jul 2009, 16:14, 2 replies)

Surely
The thing to do would NOT BE TO COME BACK. Use the 80K to set up a new ID in a developing but politically stable nation, and invest in a growth industry, ensuring you with a comfortable living for the rest of your days.

I'd recommend India or eco tourism in Bolivia.

With regards the credit cards I'm not sure it's theft though, seeing as the banks OFFERED you the credit. Fraud is the more likely charge, but proving intent is difficult, especially given that many of the banks won't help each other out by providing evidence, especially MBNA.

A lot of times, getting the statements for accounts that are over 2 years old is ridiculously difficult and time consuming given the poor electronic filing systems at the banks, so chances are you probably would get away with it. Especially seeing as the debt would have probably been sold through 4 or 5 other companies by the time the 6 years are up.

However, there is a chance, a small one, that you'd get convicted.

Personally if I was on the jury, I'd think about every time my bank had screwed me over and got away with it, and then find him not guilty.
(magic the cat will someone please think of the kittens, Sat 18 Jul 2009, 17:13, closed)

.
Thats pretty much it. UK has shit health care compared to most European countries (check the league tables) shit schooling, shit law enforcement/crime rates, chavs by the truntybillzallion and is basically overcrowded and full of cocks and mcDonalds.
I live in a beautiful country with first rate health care (need a consultant, call for an appointment and turn up that week if not that day, the dentists, oh my god, the dentists. One girl in particular has just returned from England after practising for 3 years there. She hated it. "Why am I forced to use these crap old fashioned methods and materials by this crazy NHS" was her comment.), first rate civil srvice (took 23 hours for a passport to be issued, not a super expensive rush job, just normal, and we where told it was ready by text message which was pretty bloody amazing!), first rate schooling (14 children to the class! 2 languages taught as standard), all my friends and family visit, I have a career, family and friends out here. What have I lost by leaving the UK? channel 4. Oh gosh that hurts.
And it wasn't fraud you godammed eejeet (not you Mr. Magic) because I never indulged in any fraudulent behaviour. It wasn't theft because I made sure that all debts had a small first repayment made thereby making it a simple breach of contract not a crime and there was no deception. Who and what did I deceive? Did I lie to anyone? No. And given that although the total amount is £80,000 no one debt is more than £6 or 7000. Which is not enough to get any one company riled enough to bother doing anything except writing it off after 6 years.
So when I ever return to England will I have problems getting credit? No, because there will be no ccj's against me and my UK credit rating is being polished monthly by my UK bank account transactions. Yes, I still have a UK bank account and I still get payments into it from various legal business interests in the UK. And I still use that bank card for any internet and travel purchases thus ensuring a good credit score with that institution. And no, that bank won't pass on my details to any other bank because I don't owe them anything and they love me. Oh that's not true I hear you all say. Guess what, it is true and it has worked.
You all seem really upset that what I did works and is entirely legal. Methinks a little jealousy.
I giggle and chortle at you poor little wage slaves, tied to your little england by your innate fear of "authority", and your inability to step outside the light. Guess what, it's sunny outside ...you don't need a light.
So, if anyone is still reading this and pondering the plan. Go for it, you have nothing to lose except a high street full of chavs.
Only sheep need shepherds.
All your base belong to us.
(godisdove I like cheese, Sun 19 Jul 2009, 17:29, closed)

Wow.
You remind me of the Goat, but even more (if possible) deluded.
(The Empress it seems you CAN polish a turd!, Mon 20 Jul 2009, 10:38, closed)

"Who and what did I deceive? "
Yourself. But not us.
(emadex thinks the world will end on, Mon 20 Jul 2009, 12:24, closed)

.
I still have a UK bank account with a very good credit score. I didn't just stick it to the man, I fucked him right over.
(this went in the wrong place, should have gone a couple of comments up)
(godisdove I like cheese, Sun 19 Jul 2009, 17:31, closed)

.
And I have bought myself a fuck off great big forest with loads of trees and deer and boar and some wolves and very occasionally bear. Whcih is so fucking cool I keep turning to ice. All paid for by Mr. Barclaycard and his cohorts. Cheers lads, ta muchly!
(godisdove I like cheese, Sun 19 Jul 2009, 17:39, closed)

.
And forestry is a good way to earn a living, specially when all it involves is hiring contractors and spending the proceeds.
Aaaah isn't life beeeeeeeuutiful.
(godisdove I like cheese, Sun 19 Jul 2009, 17:47, closed)

.
Although I do enjoy doing the replanting, tis hard work but immensely satisfying.
(godisdove I like cheese, Sun 19 Jul 2009, 17:48, closed)

so eh
care to name your country? I wanna know where you can buy a big fuck off forest that makes a pile of dosh for 80 k.
(lordylordington, Mon 20 Jul 2009, 0:00, closed)