Crisis? What Crisis?
Bonus last month £1,800 (on top of £35k basic).

Mortgage fallen by £650 pcm in last six months.

Min 6 months pay if I am made redundant.

The only credit crunch I see...is using my Amex card to bash out lumps from the weekend's stash.
( Albert Marshmallow is a completely irredeemable cunt, Thu 22 Jan 2009, 18:18, 4 replies)

i am on the equiv of 140k GBP

i was asked in december which of my team i should consider for the chop in january - 'should the worst happen'

i said to my boss well that's a tough one but with some sadness made my recommendations. i was prudent enough to seek his advice on this..

"i have to ask (fat cunt boss) - i've been here 6 months now (Dubai) and i'm just about to ship my family and all my worldly possessions out here - i have another family poised to rent my property back home - should i still be going ahead with this?"

(reassuring voice) "of course spimf we still need a core management staff to run the business"

i was told this morning the final decision on my redundancy will be in "a week or two" from then i have 1 month to find a job (there are none, Dubai is FUCKED, 2000 cars have been dumped at the airport in the last two months) then after 1 month i lose my visa have to fund my trip home, my family's trip. oh and try and work out what the fuck to do about my belongings that are on a boat off west africa currently.

if i miss one payment for the new car i bought i go to jail. if i don't pay my credit card bills - i go to jail.

my wife is in bits

i'm pretty scared to be honest - i sold our cars - let my home, put all my possessions on a boat for these cunts - the owner is a multi millionaire but would rather dump me and my family in the desert than loose a few quid over a few months.

he has a history of this sort of behavior

that's why hes rich i guess
( spimf ™ is whoever you want him to be, Thu 22 Jan 2009, 18:49, closed)

that
fucking sucks. best of luck to you
( elgordo, Thu 22 Jan 2009, 22:19, closed)

Mortgage fallen by £650 pcm?
Hmm. Let's think about that. You're on £35k pa plus £2k bonus. £37k pa. Sensible lending is 3.5 times gross salary. £130k. Monthly interest on that at 5% is £540.

If your mortgage has been able to fall by £650 you have therefore borrowed a ridiculous amount or your mortgage company is Big Jerry's Croxteth Mortgages and Kneecaps Inc.
(ubergeekian, Thu 22 Jan 2009, 20:31, closed)

Monthly bonus...
...is circa £1.8k...
( Albert Marshmallow is a completely irredeemable cunt, Fri 23 Jan 2009, 8:58, closed)