Bankrupt
I got a 125% mortgage on a 300k house :)

I got 75k to buy shite with and travel the world.

I cant afford it now

Spent the last £500 signing the bankruptcy papers.

Know what

Its fucking great, spent not a penny of my own money, lost fuck all and had a wonderful time.

I feel like a banker:)

Will do it again in 5 years
(NetFile, Sat 24 Jan 2009, 9:20, 12 replies)

you spelled 'wanker' wrong

( Dixipoos Bye Bye Blackbird, Sat 24 Jan 2009, 10:08, closed)

haha, this ^

(09824739yhsidfhshfgq8weeq3e1, Sat 24 Jan 2009, 10:20, closed)

Zing!
:D
( whenanimalsattackhumans clad in global hypercolour, Sat 24 Jan 2009, 10:26, closed)

One implies the other

( idonthaveafunnynickname Drink-Aware? Sure. I'm aware I want another drink., Sat 24 Jan 2009, 16:36, closed)

What a complete and utter tosspot
you are.
( chenobble rocking his explorer beard on, Sat 24 Jan 2009, 12:04, closed)

you sir
are what is wrong with the world today...
(tofer is sweating like a dyslexic on countdown......, Sat 24 Jan 2009, 14:31, closed)

not just him
but the fool who signed the mortgage agreement and gave him the cash- 125% of a £300k home? What basis was this justified? OK a few grand extra maybe just possibly to replace a bathroom suite but £75k? Sorry but whilst I don't agree with what he did, the wbanker who signed this should be publicly flogged for encouraging it, and helping cause the problems we're all now facing.
(randomstupidname would really like this signature field to be bigge, Sat 24 Jan 2009, 17:57, closed)

You won't do it again in five years because your credit's now fucked, pretty much in perpetuity.
In fact, good luck getting a job with any element of financial responsibility or even just one requiring you to exercise professional judgement.
(dxg, Sat 24 Jan 2009, 18:07, closed)

Don't be silly
Leechers like that don't have jobs!
( Lord Keeps meaning to procrastinate., Sat 24 Jan 2009, 18:43, closed)

Short-sighted cock monkey.
( enoughblueskyforsailorstrousers, Sat 24 Jan 2009, 21:00, closed)

Ok, the banks were fools for lending to people like you
(people like you defaulting on loans started this shit, but hey, you should never have been loaned it in the first place)

On the other hand, do people have no sense of personal responsibility? If all the sub-prime people went "ah, actually, that's well beyond our means" then crisis mitigated substantially.

The thing is, your bankrupcy will affect you more than you think. And everyone else now has the burden of paying for your lifestyle in the past. It's as if you've robbed the taxman; you've robbed us. Cos we're all going to be paying for it for years to come. Tosser.
( drunkenoaf, Sun 25 Jan 2009, 8:30, closed)

This surely has to be....
...a sarky joke post?

I honestly think it must be. If not, then he he, I look forward to seeing his face in 5 years time when (due to much more stringent banking laws probably introduced over the next 18 months) this odious little cuntflap can't get get credit on a bag of frozen peas. Or a bank account.

Or a partner, cos if that's their attitude to life, can you imagine what they're like in person? Thats right, a fucking great fist-magnet.
(NoveltyCondomHead Clanks Wams., Tue 27 Jan 2009, 16:11, closed)