I'm fucking shit with money.
I got paid on the 26th, I have less than £2 to my name now. However, I have a freezer with enough food to last another week or so, so I'm delaying the inevitable loan.

If I don't have much money, I can get by. But when I have it, I just spend it. As a result, I now don't carry cash round on a daily basis, it's a good way of stopping me spending it.

Most of my money goes on food, although it used to be booze.

And no, I have no savings whatsoever.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 10:37, 1 reply, 15 years ago)

How the fuck have you managed to spend all your wages in a week?

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:43, Reply)

Paid back rent, paid the last I owe to my ex landlord
And I took a short term loan last month, paying that back wiped me out.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 10:52, Reply)

Fair enough, March will kick arse compared with February.

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:04, Reply)

That's my thought exactly.
I'm going to have to lend money this month, I know that. But, if I can delay it so I only need enough to last me a week, I should be sorted. Then, I just have to get back into a good routine.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:06, Reply)

You're back out on your own now aren't you?
Is it good to be away from the roost again?
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:09, Reply)

Aye. in a shared house.
It's fucking great, don't get me wrong, I love my parents, but they drive me up the fucking wall.

Massive room as well, with bills lower than my last place!

How's your new place going?
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:24, Reply)

Sweet as a nut.
I utterly love it. I was so pleased to get home on Monday. I keep seeing things in people's houses and on TV and going OOOOoooh that'd look good on that wall! It's odd, I've always lived in furnished places before but this place is mine, ALL MINE! *rubs hands together with glee*
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:34, Reply)

Very nice!
The problem I've got is the things I never thought I'd have a problem buying, which are swiftly catching me up. I still don't have a saucepan, a grill pan, a potato peeler, a grater, a washing basket, etc, etc.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:41, Reply)

They'll accumulate over time, those little bits.
Make a list, you won't regret it. Every time you go "Fuck, no peeler!" just tag it onto the list and eventually you'll afford/get round to going shopping.
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 12:14, Reply)

from WONGA?
that's an insane rip off. I may start doing short terms loans and only charge 1000% which makes me half as expensive as those companies
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:13, Reply)

Aye
Tbh, in the past the longest I've taken one was 2 weeks, so the interest wasn't much at all, and as I have a fucked up credit file, I'd take anything.

The only reason I'm screwed is because of my massive fuck up over christmas, so I had to take a larger loan, for 3 weeks.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:26, Reply)

and have you leaned anything from this?
No, no you haven't
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:34, Reply)

Yes, I have.
That's why this month is going to be the dullest on record for me, so when I pay back whatever money I owe at the end of the month, I'm then debt free (minus overdraft with zero charges).

This means I'll be back on an even keel for the first time in a year, and I'm going to fucking stay that way.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:39, Reply)

We shall have this conversation again in six weeks
and see if you're sticking to that
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:42, Reply)

I fucking hope I am

( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:43, Reply)