A REAL thread you bastards.
Money. Do you have any left at the end of the month. Are you shit with money? What do you spend most of your money on after mortgages, bills etc? Do you save any?
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:34, 180 replies, latest was 15 years ago)

I have £200 at the end of last month
So I bought a new monitor.

dammit
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 10:35, Reply)

Nice, what did you get?

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:36, Reply)

a monitor
didn't you hear her just say that?
( b3th Not shit. Not mod., Fri 4 Feb 2011, 10:48, Reply)

I heard the voice in my head that speaks to me when I read say it.
Did the voice in your head that speaks to you when you read just say this?
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:49, Reply)

one of these
www.ebuyer.com/product/235917

sooooo shiny
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 10:54, Reply)

It's a monster!
A shiny, shiny monster!
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:57, Reply)

oh man things look so awesome on it though
Watching life in the undergrowth was scary though I had spiders the size of my head leaping about everywhere
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:09, Reply)

RE: Drag Queen.
We _have_ to go to see a drag act at some point, I love drag queens. Can we go see a drag act soon?
( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 10:49, Reply)

sure why not

( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:09, Reply)

Ace, I'll try and find one, how about at the begining of next month?

( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 11:17, Reply)

hmm I have a weekend away planned in March so I can't afford to do too much in a month
Which is an appropriate thing to say in this thread at least
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:33, Reply)

I buy popular films on DVD
I buy popular music on CD.
I take the wife out for dinner.
I buy her things.
I buy clothes.
I very rarely buy shoes.
I save what's left over.
(Bazongaloid, Fri 4 Feb 2011, 10:36, Reply)

Making the most of it.
This is good shit al, I'm taking notes here.
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:37, Reply)

I also go to the pub with people and buy both them and myself alcoholic beverages
which we then consume. This often results in the need to buy some fried chicken or a kebab on the way home.
(Bazongaloid, Fri 4 Feb 2011, 10:41, Reply)

*scribbles*
Ok, what else?
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:43, Reply)

this is similar to my approach
but in a different order

I save some for the wedding
I buy drugs to last the month
Pay some off credit card
Buy things for the mrs
Buy clothes
( Vipros. clever got me this far, then tricky got me in, Fri 4 Feb 2011, 11:44, Reply)

I'm fucking shit with money.
I got paid on the 26th, I have less than £2 to my name now. However, I have a freezer with enough food to last another week or so, so I'm delaying the inevitable loan.

If I don't have much money, I can get by. But when I have it, I just spend it. As a result, I now don't carry cash round on a daily basis, it's a good way of stopping me spending it.

Most of my money goes on food, although it used to be booze.

And no, I have no savings whatsoever.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 10:37, Reply)

How the fuck have you managed to spend all your wages in a week?

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:43, Reply)

Paid back rent, paid the last I owe to my ex landlord
And I took a short term loan last month, paying that back wiped me out.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 10:52, Reply)

Fair enough, March will kick arse compared with February.

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:04, Reply)

That's my thought exactly.
I'm going to have to lend money this month, I know that. But, if I can delay it so I only need enough to last me a week, I should be sorted. Then, I just have to get back into a good routine.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:06, Reply)

You're back out on your own now aren't you?
Is it good to be away from the roost again?
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:09, Reply)

Aye. in a shared house.
It's fucking great, don't get me wrong, I love my parents, but they drive me up the fucking wall.

Massive room as well, with bills lower than my last place!

How's your new place going?
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:24, Reply)

Sweet as a nut.
I utterly love it. I was so pleased to get home on Monday. I keep seeing things in people's houses and on TV and going OOOOoooh that'd look good on that wall! It's odd, I've always lived in furnished places before but this place is mine, ALL MINE! *rubs hands together with glee*
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:34, Reply)

Very nice!
The problem I've got is the things I never thought I'd have a problem buying, which are swiftly catching me up. I still don't have a saucepan, a grill pan, a potato peeler, a grater, a washing basket, etc, etc.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:41, Reply)

They'll accumulate over time, those little bits.
Make a list, you won't regret it. Every time you go "Fuck, no peeler!" just tag it onto the list and eventually you'll afford/get round to going shopping.
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 12:14, Reply)

from WONGA?
that's an insane rip off. I may start doing short terms loans and only charge 1000% which makes me half as expensive as those companies
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:13, Reply)

Aye
Tbh, in the past the longest I've taken one was 2 weeks, so the interest wasn't much at all, and as I have a fucked up credit file, I'd take anything.

The only reason I'm screwed is because of my massive fuck up over christmas, so I had to take a larger loan, for 3 weeks.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:26, Reply)

and have you leaned anything from this?
No, no you haven't
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:34, Reply)

Yes, I have.
That's why this month is going to be the dullest on record for me, so when I pay back whatever money I owe at the end of the month, I'm then debt free (minus overdraft with zero charges).

This means I'll be back on an even keel for the first time in a year, and I'm going to fucking stay that way.
( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:39, Reply)

We shall have this conversation again in six weeks
and see if you're sticking to that
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:42, Reply)

I fucking hope I am

( Agnostic Antichrist Baltimora, Fri 4 Feb 2011, 11:43, Reply)

I have very little or none left at the end of the month
but I'm not shit with money. I'm actually boss with money.
I make a little go a long way and i'm paying off a massive debt. (Crap ex, stupid me in my younger years, long story, lesson learnt.)
( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 10:38, Reply)

I've recently regretted how shit with money I was in my twenties.
If I knew then what I know now etc etc.
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:41, Reply)

Considering I made it through uni with no debts at all
(old enough to have had student grant and Dad subsideised a lot) I am suprisingly poor.

DJTP racked up no end of student loans, never got more than a firm handshake from our dad, and is now debt-free and as far as I can tell, pretty well sorted. I mean, there has to be some money there for him to get picked up by a pikey scouser, right?
( b3th Not shit. Not mod., Fri 4 Feb 2011, 10:46, Reply)

Pffft.

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:50, Reply)

I came out of uni with about 15k of debt, and savings blown
My parents helped out where they could, but were also putting my sister through uni.
I'm still in debt, though a good chunk of that's down to credit card stupidity...
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 10:51, Reply)

Being half-Scottish/Half-Yorkshireman
means he doesn't share the wealth with me.

I jest, he's taking me somewhere nice next week. It does make me laugh when he thinks he's 'skint', and still has more left than I have to spend in a month.
( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 10:53, Reply)

^this
I have to warn you now, I intend to sponge off him when I'm old.
( b3th Not shit. Not mod., Fri 4 Feb 2011, 11:10, Reply)

What about me?
I have no pension! Well I do, but it's your brother.
( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 11:13, Reply)

I had a flat in lieu of a pension
but I had to sell it. Now all I have is a sugar daddy. And a rich brother. Don't worry about me, I'll be the bizarre relative in the attic that no-one talks about.
( b3th Not shit. Not mod., Fri 4 Feb 2011, 11:26, Reply)

We'll just hear you 'playing tunes' in your bucket now and again.

( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 11:27, Reply)

Ewww.

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:35, Reply)

But you never do know it until you're older. It'll be reet.
Also, being so phenomenally close to zero in January but still managing to eat and socialise has made me want to keep up the thriftiness. If I make the same efforts this month there'll be more money for nice things and no guilt.
( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 10:47, Reply)

I live to my means
Or just a fraction beyond them, if my credit card debt's anything to go by... Most of my 'spare cash' goes on nights out, with the occasional videogame, item of clothing or Amazon purchase here and there.
I'm trying to save for my Japan trip as well as aggressively pay off credit cards, but that's going to take a while yet.
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 10:39, Reply)

Nope, I'm going to have to get a loan to sort it out.
But waiting to get on the electoral role etc.
(PsychoChomp, Fri 4 Feb 2011, 10:41, Reply)

I could really do without this Q thanks Noel.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:41, Reply)

I did a smirk when i saw it
Ahhh schadenfreude, best thing the Germans ever invented.
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 10:42, Reply)

I'm going to Germany in a few weeks.

(Bazongaloid, Fri 4 Feb 2011, 10:43, Reply)

Whereabouts?

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 10:45, Reply)

Berlin, then getting the train down to Munich

(Bazongaloid, Fri 4 Feb 2011, 10:50, Reply)

I was 15 when I went to Munich for a fencing competition
We were over the moon when we got served beer, no questions asked, at the local pub.
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 10:52, Reply)

Not as far as Monty's concerned
He's a staunch monarchist, remember
(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 10:44, Reply)

Monty.
When you're next sitting down with your daughter to watch some telly, hope and pray that this is on.

www.rastamouse.com/

I've never seen it, but it sounds like it could be the best television show ever.
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 10:45, Reply)

That is fucking brilliant!

( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 10:48, Reply)

He is a mouse who is also a detective.
and he be makin' a bad ting good.
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 10:49, Reply)

My uncle phoned my up to tell me about Rastamouse this week.

( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 10:49, Reply)

Brilliant.
I'd love to see your Christmas copy of the TV Times (I'll bet you prefered the TV Time to the Radio Times) with all the telly you planned on watching highlighted.

I'd be amazed if the viewing habits of the great family Roota differed much from that at DogFucker towers.
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 10:52, Reply)

I was Radio Times actually.
Still am. Loved the voice overs on the TV Times ads though.
( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 10:56, Reply)

Thanks!

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:52, Reply)

Yeah mon!

( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 10:53, Reply)

What about Zyklon B?

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:48, Reply)

Or Project Pitchfork?

(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 10:50, Reply)

Or the Schmeisser?
So hard to call.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:51, Reply)

We're forgetting Rotersand
How remiss of us.
(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 10:52, Reply)

EXTERMINATE ANNIHILATE DESTROY!

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 10:53, Reply)

I spent a good half hour after their headline set at InFest 2006
arguing with a mate who was convinced that it wasn't a Dalek sample in that song, just a vocoder effect. I informed him that he was insufficiently geeky to attend the festival
(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 10:58, Reply)

I heard them soundcheck it
And, having never heard that song before, thought they were dicking around with samples for a laugh. Saw them later and stomped like a motherfucker!
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:01, Reply)

Still weirds me out a bit to think of how many bands we'll have seen together

(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 11:08, Reply)

It's pretty cool!

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:09, Reply)

Yeah I guess it is
makes me a tiny bit sad that I didn't know you then though!
(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 11:14, Reply)

Why Monty?
Are you a massive money spastic or something Monty? Are you? Are you Monty? Are you?
(Bazongaloid, Fri 4 Feb 2011, 10:43, Reply)

Yes Al. Yes I am.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:48, Reply)

You never emailed me cunt.
Girls are the only ones who can get away with not emailing me.
(PsychoChomp, Fri 4 Feb 2011, 10:49, Reply)

I got drunk rather than face it, sorry.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:50, Reply)

It's worth taking a day or two off work to sort out.

(PsychoChomp, Fri 4 Feb 2011, 10:53, Reply)

I know, old chap, I know.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:12, Reply)

Did you ring up last night then?

( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 10:43, Reply)

No, I got pissed up.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:48, Reply)

A valid substitute I think
I also did this
( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 10:49, Reply)

Awww fuck yeah, sorry man.
I didn't read much of that thread, what's the score?
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:45, Reply)

GAME OVER

(PsychoChomp, Fri 4 Feb 2011, 10:47, Reply)

I am smugly good with money
for some reason. I think I was scared into being careful with it by my parents.

I overpay on my mortgage, kitchen and cars to get them paid off quicker as I have a combined mortgage/current account thingy.

I dont actually save any at the moment but long term I'll have paid my mortgage off in 12 years or so and thus will be minted

UNLEASH THE CROISSANT
( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 10:43, Reply)

Seeing as I'm self-eployed, I never have any money
However, the fact that I can decide for myself what I want to do and when to do it is worth the loss of regular income. It's not like I ever went out when I had a wage anyway, and I can buy pretty much anything I need on eBay or at boot sales for a fraction of the cost.

And I hideously overuse demonoid.

Also, I'm essentially a kept woman, which helps.
( b3th Not shit. Not mod., Fri 4 Feb 2011, 10:43, Reply)

i'm utterly skint this month
stupid solicitors miscalculated completion statement for my lease extension, and 75% of my salary had to go elsewhere.

trying to live on 25% of your normal salary is HARD. luckily the new flatmate insisted on paying me rent and presented me with a fistful of cash last night, so my weekend plans are unaffected, phew.

usually - i don't have a mortgage, because i am a spoiled bitch, but i do have a whacking great service charge, bills, car loan, car insurance, tube fares and a cracking mobile bill each month. the rest goes on social stuff, booze, food, theatre, cinema, clubbing etc. and clothes. lots of new clothes. and shoes. loads of new shoes. and makeup.
( rachelswipe with a fork, Fri 4 Feb 2011, 10:44, Reply)

I reckon 25% of your salary = 100% of my salary probably.

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:46, Reply)

let's not tug on this thread
al might take me seriously again :(
( rachelswipe with a fork, Fri 4 Feb 2011, 10:53, Reply)

I wasn't about to reveal my fucking pittance to the world
again.
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:54, Reply)

Oh that hurts swipey, that really hurts.

(Bazongaloid, Fri 4 Feb 2011, 10:54, Reply)

you love it, bitch

( rachelswipe with a fork, Fri 4 Feb 2011, 10:59, Reply)

Stupid solicitors.
*nods*
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 10:46, Reply)

Not paying a mortgage would make me a rich man!

( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 10:47, Reply)

i know, i am really really really lucky
even in the current climate it's shot up in value since i bought it because of where it is. my dad is not so good at the emotional, touchy-feely stuff, i miss my mum for that, but when it comes to giving me an amazing start in life and practical, financial and career advice, he absolutely bloody rocks.
( rachelswipe with a fork, Fri 4 Feb 2011, 10:49, Reply)

my parents are poor the bastards

( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:14, Reply)

this
I couldn't even get six months car tax out of my mum, let alone a dirty great flat in kensington. She did give me £20 though so I love her really.
(berk, Fri 4 Feb 2011, 11:19, Reply)

That's 12 months car tax for me.

(Bazongaloid, Fri 4 Feb 2011, 11:30, Reply)

Mine are, and they're well young so I'll be a pensioner myself by the time they 'leave me their house'.

( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 11:20, Reply)

the

They really are.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:21, Reply)

It's visa-versa for me, Dad wasn't any good at the emotional stuff (he wasn't bad at it, just wasn't good), and Ma' isn't any good at the finacials.
But Dad is the one who died.

I dread to say it, I don't think Dad or me would have survived for long if Ma' died first.
( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 11:29, Reply)

I can't afford to extend my lease and it is dangerously low: 60-something years.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:49, Reply)

well ok that's not ideal
because nobody who needed a mortgage would be able to buy it, as the banks wouldn't lend on it. and you need to have owned for 2 years to be able to extend.

but if you wanted to sell before you can afford to extend, you could always serve your extension notice and then transfer the benefit of the notice to the purchaser. it will be a bit harder but not disastrous!
( rachelswipe with a fork, Fri 4 Feb 2011, 10:52, Reply)

Thank you. I may have to,

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:52, Reply)

can you free up some equity?
although that is a dangerous slippery slope
( rachelswipe with a fork, Fri 4 Feb 2011, 10:58, Reply)

I have remortgaged about three times since i bought it.
I owe £33k more for it than I paid for it ten years ago.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:02, Reply)

ok yeah don't do that
equity is like having a blank chequebook, it's v dangerous.

there must be something else you can do. how about a temporary part time thing - you can earn quite a lot of money proof reading, for example, and your SPAG is immaculate??
( rachelswipe with a fork, Fri 4 Feb 2011, 11:06, Reply)

SPAG?

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:07, Reply)

Spelling, punctuation and grammar

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:08, Reply)

Spelling and Grammar
I'd guess.
( Kroney, Fri 4 Feb 2011, 11:09, Reply)

BOL!

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:11, Reply)

G Z is my guess.
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 11:11, Reply)

My SPAG is fucking magnificent.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:11, Reply)

I bet you put chicken livers in it.

( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 11:21, Reply)

Foie gras, old boy, strictly foie gras.
Did I ever tell you how I came to be so poor?
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:27, Reply)

MASSIVE DRUGS

( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:30, Reply)

Monty
you're already really old, you're not going to live another 60 years, so why worry?
(Bazongaloid, Fri 4 Feb 2011, 10:53, Reply)

I'll be dead within 5 years
but I really don't want to spend those years living in a tent.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:03, Reply)

It was good enough for Moaty

(Bonzodog29 is an unemployed sponge of the worst kind, Fri 4 Feb 2011, 11:15, Reply)

He had two properties though.
You are forgetting about the storm drain.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:21, Reply)

Any chance of getting anything back from those stupid solicitors?

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:04, Reply)

nah
they are all things i have to pay, they just forgot to put them in the first estimate...
( rachelswipe with a fork, Fri 4 Feb 2011, 11:06, Reply)

That's shit
Ah well, it's just for one month, yes?
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:07, Reply)

I'm much better than I used to be
But still not great. I'm just about living within my means, although I don't have any savings and I do have an overdraft. I've got a crap-load of overheads at the moment so I'm generally running short of money before the end of the month despite being as careful as I can be.
( Kroney, Fri 4 Feb 2011, 10:44, Reply)

The last instalment of my funding will come through at the beginning of next month
And it's going to be a few more months before I'm finished with this. So I'll soon find out just how good I can be with money.
(LongJohnBaldry, Fri 4 Feb 2011, 10:47, Reply)

Remind me where you live?
It's been a while since I went cruising for transvestite hookers and it'd be nice to give you some encouragement when you start your new career
(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 10:54, Reply)

I am historically absolutely shite with money
Only in the last year have I made strides to eliminate the mountains of debt I accumulated in my twenties. The fact is that most of my winnings have gone on obliterating future interest. Rock'n'roll.

I recently improved my credit rating to the point where Barclays were happy to give me a Debit Card again, my having some time ago decided that for me to hold one is A Bad Idea. This coinciding with an influx of cash has made various Norwich-bound retail outlets very happy.
(Darth Foxtrot A one-man army dedicated to making fetch happen, Fri 4 Feb 2011, 10:49, Reply)

I've been shit with money and I've been good with money.
The only reason I'm fairly careful now is I need money to travel. I never travelled that much in past years.
( girlinthehole, Fri 4 Feb 2011, 10:52, Reply)

Somehow I seem to be living just under my means, which is nice. I am sure the penny will drop at some point though.
I tend to just leave spare money where it is (my bank pissed me off, and then to try and make me like them again gave me ridiculous interest on my current account, something like 4.5%) until there's enough for me to splurge on something - last time it was a new PC, this time I might buy some more suits. I seem to have developed some sort of female-shoes-compulsion, only for tailored suits, even though I very rarely wear them. Still, could be worse.
(wellgroomedwookiee is a filthy-minded hobgoblin, Fri 4 Feb 2011, 10:53, Reply)

You looked bloody nice in that suit at CHCB's wedding.
I do like a guy in a nice suit.
( girlinthehole, Fri 4 Feb 2011, 10:55, Reply)

Aw fanks.
I like poncing about in a nice suit. I guess I need a better job so I can start wearing them to work without looking like a prick.
(wellgroomedwookiee is a filthy-minded hobgoblin, Fri 4 Feb 2011, 11:00, Reply)

I have this
except for corsets and nice dresses. I had to sell them all recently though because they were all too big, and haven't got the money to replace them. Sad times :(
(berk, Fri 4 Feb 2011, 11:17, Reply)

I've got a mate with a Vollers trade account if you want to start your collection off again at any point.

(wellgroomedwookiee is a filthy-minded hobgoblin, Fri 4 Feb 2011, 11:22, Reply)

....
I really wish you hadn't told me that.
(berk, Fri 4 Feb 2011, 11:23, Reply)

Heheh.
A few years ago I had actually developed a callus from regularly lacing most of my female friends into corsets, poor me.
(wellgroomedwookiee is a filthy-minded hobgoblin, Fri 4 Feb 2011, 11:28, Reply)

Oh dear what a pity
I'm sure all the furious wanking afterwards kept your hands nice and soft though.
(berk, Fri 4 Feb 2011, 11:32, Reply)

Great days, great days.

(wellgroomedwookiee is a filthy-minded hobgoblin, Fri 4 Feb 2011, 11:40, Reply)

I'm always hitting the end of my overdraft and then paying it off.
I live inside my means, paid off all my debts when I got paid last friday which put me straight back into my OD, but I feel good that I don't owe anyone any money (aside my OD by this time next week). I'm quite a simple person, I don't want anything especially outside my reach and therefore have everything I want that money can buy.
( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 10:55, Reply)

After I have paid the mortgage and the bills
Travel and nursery fees
Food and child necessities
I am left with minus £20

This has been going on for the last three years, pay rises have covered rising costs and I have gone £20 more overdrawn a month. A few unexpected cash in hand jobs have paid off the overdraft every now and then. I am making do and surviving but have zero disposable income. But hopefully things can only get better rather than worse. I am good with money. If I wasn't I'd owe a fuck load on credit cards and be way more overdrawn.
( Peej, Fri 4 Feb 2011, 10:59, Reply)

Ouch!

( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 11:03, Reply)

You it doesn't really seem that ouch until I read about people going nuts on clothes and shoes
electronics and all that malarkey. I have been very lucky with computer stuff, being my profession I have been given a broken macbook which I fixed and a broken dell xps 1350 which was still under warranty. I have broadband internet a nice home and a beautiful family. I eat well and life in comfort I just can't go out to the pub or anything like that.
( Peej, Fri 4 Feb 2011, 11:06, Reply)

That said if I wasn't paying over £1000 a month on my mortgage I'd be minted
so at least I have a nice house.
( Peej, Fri 4 Feb 2011, 11:08, Reply)

this is my view

( Vipros. clever got me this far, then tricky got me in, Fri 4 Feb 2011, 12:03, Reply)

Mine is about minus £200 a month and getting steadily worse.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:06, Reply)

You probably have more fun than me though
I'd never be able to keep up with you.
( Peej, Fri 4 Feb 2011, 11:07, Reply)

Only Lemmy could do that.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:13, Reply)

You are basically me
Every now and again they have debt question on QOTW and I have to avoid it for a week to stop myself making angry posts at all the "don't spend what you don't have and you won't get into debt" moralising cunts.
( Kroney, Fri 4 Feb 2011, 11:08, Reply)

But if you didn't spend what you didn't have, you wouldn't end up in debt?
And as someone who has received lots of help from their mum and dad I can stand up here and profess to be entirely self made and a suitable candidate to judge you and all the other scroungers who caused the problems currently affecting the country.
(Bazongaloid, Fri 4 Feb 2011, 11:16, Reply)

It's the insinuation that everybody who's in debt
is so because they're buying shit they don't need every month. A lot of the time it's simply that you don't have and can't get enough to cover legitimate expenses.

Edit: I'm aware you're being facetious, it just pisses me right off when it happens.

Further Edit: The judging, I mean, not the facetiousness.

Further Further Edit: You cunt
( Kroney, Fri 4 Feb 2011, 11:20, Reply)

That's how I ran up most of my debts, using credit cards to pay rent and stuff
That and my motherfucking scrounging ex.
( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 11:22, Reply)

I don't get paid monthly.
At the moment I have £200 to my name, just sold two coats for £210 so now I have £410. That should last me a good while if I'm not an idiot and don't buy anything else. I am an idiot and I will though.
(Barry from Eastenders is, despite the words written above, not a woman, Fri 4 Feb 2011, 11:13, Reply)

You stole those coats didn't you.

(Bazongaloid, Fri 4 Feb 2011, 11:16, Reply)

You seem to spend all you money buying and selling coats Baz.
Is it your liveli'hood'?
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 11:17, Reply)

See above

(Bazongaloid, Fri 4 Feb 2011, 11:18, Reply)

I'm great with money
I just don't get paid enough of it to live the way I'd like to and occasionally try to. Hence the odd month where I subsist off baked beans and porridge for the last few days before payday.
I do try and save at least £50 a month though.
(berk, Fri 4 Feb 2011, 11:16, Reply)

£50 worth of custard

(Bazongaloid, Fri 4 Feb 2011, 11:19, Reply)

It's £1.85 a tub
I like the stuff, but not enough to buy a tub nearly every day...I'd be nearly as fat as you! I only ever seem to be saving to go on holiday or get my car fixed, to be honest.
(berk, Fri 4 Feb 2011, 11:21, Reply)

Cars do eat up a lot of cash
the bastards want over five tons to insure mine for the next year.
(Bazongaloid, Fri 4 Feb 2011, 11:24, Reply)

my mum still pays for my car insurance because I can't afford to...
(berk, Fri 4 Feb 2011, 11:26, Reply)

I might try that myself.

(Bazongaloid, Fri 4 Feb 2011, 11:29, Reply)

Last year I saved enough to pay my insurance all at once instead of monthly installments
and then I sold my car. DAMMIT.

Got most of it back though which was nice
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:31, Reply)

It's only £40 a month or something daft, possibly less
since I've essentially been self sufficient since the age of 16 I must have saved her a shitload in terms of not being home during uni holidays and whatnot, so she doesn't mind. If she's still paying it when I'm 30 though, then I'll worry.
(berk, Fri 4 Feb 2011, 11:34, Reply)

That's where most of my non-bill money goes
70 quid a month on insurance, 250+ on fuel, 15-20 on car tax, and then there's servicing, MOTs, plus sundry parts that keep fucking breaking.

I would absolutely love to work closer to home. Simply reducing my mileage from 20,000 to 10,000 miles a year would half all the costs, including insurance.

Still, they might not put another penny on fuel duty in April. Woo!
( Kroney, Fri 4 Feb 2011, 11:31, Reply)

This is why I am happy letting other people drive me around now
fuel is ridiculous I don't miss crying over the pumps
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:33, Reply)

£1.28 a litre
and that's for the 95 RON, full of silicone filler crap they sell at Sainsbury's. I actually feel violated at the pumps.
( Kroney, Fri 4 Feb 2011, 11:35, Reply)

It's £1.33 for diesel round here.

(Bazongaloid, Fri 4 Feb 2011, 11:36, Reply)

£1.29.9 here
I remember the blockades and protests when it first went over £1 a litre...
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:39, Reply)

Do you now think there might have the slightest chance that there was a political motivation behind them?

(Bazongaloid, Fri 4 Feb 2011, 11:40, Reply)

That was £17 a tank ago.

( Kroney, Fri 4 Feb 2011, 11:41, Reply)

I pay £68 quid a month for as much bussing as I can handle
and you can travel everywhere on a bus, and look out the window instead of having to look at other drivers being idiots, and not worry about fuel or tax or if someone is going to crash into your car, or if you'll get a puncture etc etc
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:41, Reply)

Is it a special bus?

(Bazongaloid, Fri 4 Feb 2011, 11:43, Reply)

sometimes
othertimes they send a man who is very nice and wears a lovely white coat to look after me on the "normal" bus.

His name is also Dave and we talk about my multiple personality disorder
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:44, Reply)

I found out my car isn't as borked as it may have been
the clutch is fine, but the traction control we weren't aware that it had is being weird and when you pull away in first it decides one of the wheels is spinning too fast and briefly applies the brake on it. Better than a fucked clutch though.

Couldn't survive just using the bus around here. It's ok in the city, but as soon as you go outside you are fucked.
( Vipros. clever got me this far, then tricky got me in, Fri 4 Feb 2011, 11:52, Reply)

Is the countryside there full of rapists then?

(Bazongaloid, Fri 4 Feb 2011, 11:53, Reply)

yes
and farmers, which is far worse
( Vipros. clever got me this far, then tricky got me in, Fri 4 Feb 2011, 11:57, Reply)

God, I'd sell my car like a shot if I could
but I would struggle without it at the minute.
(berk, Fri 4 Feb 2011, 11:35, Reply)

pumps flaccid penis of the men I bring home who can't get an erection because of how I look.
(Bazongaloid, Fri 4 Feb 2011, 11:35, Reply)

I look fabulous
and I know you know that's trufax
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:39, Reply)

You're right
you do look fabulous.
(Bazongaloid, Fri 4 Feb 2011, 11:43, Reply)

....wait was that you being nice?
*screenshots*
*frames*
( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:44, Reply)

It totally was

(Bazongaloid, Fri 4 Feb 2011, 11:45, Reply)

No mortgages or rent, fuck yeah!
No loans.
Fixed monthly income from investments with pocket/booze/smokeables money from work and little bit from our tenant.
5% automatically saved in daughters bank account.
Pay all outstanding bills at start of month. About 1/3 to 1/4.
Fud (done over 3 weekly shops) 'bout 1/2 of the remaining.
Fuel, school stuff, blah, blah, blah, etc. Most of the rest.
Big bills (insurance, rates etc.) = Very lean month!
(Misery McUglywife an attention seeking sociopathic fuckstain., Sat 5 Feb 2011, 23:52, Reply)