ok, what formula did you use?
and to show the 'real' value of the repayments, the 12000 a year on the repayments need to be divided by 1.0275 to the power of 25 to show the value in today's money, amirite?
(dozers, do fuck off ur a nob m8, Tue 11 Oct 2011, 22:05, 2 replies, latest was 14 years ago)

Why do you want to revalue the twelve grand?

( JeffTheDogFucker Can you dig it?, Tue 11 Oct 2011, 22:11, Reply)

I'm trying to answer the question 'is an investor better to invest in a pension, or in a mortgage'?
Hence I am attempting to show what the pension pot would be after 25 years of tax relief at 20%, 5% growth year on year, with 1.5% AMC for the first ten years and 1% AMC for the next 15. I need to show it in today's money, so need to devalue by an estimated inflation rate of 2.75% pa.

Then the mortgage calc to compare return. I am also discussing pros and cons of each as an investment vehicle.

I am shit with numbers. Good with chicks.
(dozers, do fuck off ur a nob m8, Tue 11 Oct 2011, 22:30, Reply)

Hey PD
Any idea what insurance companies are based in Surrey?

I've seen this, and it's more than I'm charging on my current contract - but I'm concerned that the vague job-spec tells a story and the recruitment company are just fishing for C.Vs

www.jobserve.com/Business-Analyst-Solvency-II-550-day-Surrey-Temporary-W05387C4FD1F5EAD3.jsjob
( JeffTheDogFucker Can you dig it?, Tue 11 Oct 2011, 22:19, Reply)

Don't know.
Most are based in Edinburgh or London, with the odd regional exception.
(dozers, do fuck off ur a nob m8, Tue 11 Oct 2011, 22:32, Reply)

It's only a bit of curiosity at the moment.
They've been talking about extending my current contract, and I'm hoping I'll be able to increase my day rate at the same time, but not to the level advertised in that job-spec.
( JeffTheDogFucker Can you dig it?, Tue 11 Oct 2011, 22:38, Reply)