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( , Sun 1 Apr 2001, 1:00)
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but they wnat more of my money, more and more and more :(
( , Tue 12 Feb 2013, 14:29, 1 reply, 12 years ago)

My company one is shit so I don't bother with it. Well, I say it's shit, I have no idea, I've got a guy who does all my money stuff.
( , Tue 12 Feb 2013, 14:31, Reply)

If i do the calculations, on when i want to retire, and what i want my pension to be, then i need to pay in much more a month.
( , Tue 12 Feb 2013, 14:33, Reply)

Is that the percentage you pay in to your pension should be half your age. And Winders, if your employer contributes to yours and your IFA advised you to opt out then that is bad advice.
Nakers- don't forget to factor in tax relief to your calculations, and bear in mind that lifestyling means that investment growth in the last five to ten years of your pension will be lower than expected growth prior to that.
( , Tue 12 Feb 2013, 15:13, Reply)

He's back next week to sign all the bits for the remortgage, so I'll go through it again. But there was all sorts of health payments and stuff linked to my life insurance that I'll be honest I didn't understand.
( , Tue 12 Feb 2013, 15:21, Reply)

The only time I'd say to opt out is if the scheme was NEST. It's shit.
If you aren't clear on stuff then gaz me and I'll clarify things.
Also for Nakers: your mortgage will be paid off by then so you need less income.
HTH xx
( , Tue 12 Feb 2013, 15:26, Reply)
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