as others have said
A combo of 1 and 3...

I hate the way people think of renting as throwing money away, it really isn't. While you may not own the property as long as you look at somewhere that doesn't cost anymore than your current repayment then you maintain your capital.
(Bonzodog29 is an unemployed sponge of the worst kind, Thu 22 Aug 2013, 15:30, 1 reply, 12 years ago)

yeah but growth is better than treading water
I've trebled my money on my current place in 11 years
( Monty Boyce, My cheese game is strong, Thu 22 Aug 2013, 15:33, Reply)

While I agree to a certain extent
It is a very odd British attitude toward renting that the rest of the world just doesn't have, certainly for city living, You would only be doing it in the short term and would be able to invest the capital sum into a decent scheme so your money would/ should still grow
(Bonzodog29 is an unemployed sponge of the worst kind, Thu 22 Aug 2013, 15:37, Reply)

...by about £200 a year

( Monty Boyce, My cheese game is strong, Thu 22 Aug 2013, 16:27, Reply)

is that growth
YES IT FUCKING IS... I didn't say by how much did I.

I will accept your full written and humble apology
(Bonzodog29 is an unemployed sponge of the worst kind, Thu 22 Aug 2013, 16:34, Reply)