That'd eat a little too far into my mortgage fund.

( Kroney, Wed 8 Jan 2014, 16:53, 1 reply, 11 years ago)

how have you got that fund invested?
If it's sitting in cash then you should really move it into a balanced portfolio of roughly 20% property, 20% fixed interest, 20% overseas equity and 40% UK equities.

In an ISA and the rest in the same proportions in an OEIC.
(dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 17:00, Reply)

Be sensible Plummy!
How is he going to fit that lot under his mattress?
( edjogs Collared doves are shit., Wed 8 Jan 2014, 17:03, Reply)

It's sitting in cash, spread out over various bank accounts
that offer between .75 and 3%

My ISA doesn't seem to want to take my money. That's at 1.5, though. Doesn't seem that great.
( Kroney, Wed 8 Jan 2014, 17:07, Reply)

cash ISAs are pointless.
You can put 11520 in a stocks and shares ISA, and the another 11880 in April. Assuming you follow that investment split, you should make about 10% over a year. Could drop in value though, but unlikely in a rising market such as we have now.

You're currently losing money as you're not getting above 3% net.
(dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 17:42, Reply)