Alright Plum
Having a go at retiring now. It's far more serious than working.
( edjogs Collared doves are shit., Tue 25 Feb 2014, 20:55, 1 reply, 11 years ago)

you got your pension in drawdown?

(dozers, do fuck off ur a nob m8, Tue 25 Feb 2014, 20:56, Reply)

None of that shit.
My worth is all in the business which my son will continue.
I've saved but never a pension plan.
( edjogs Collared doves are shit., Tue 25 Feb 2014, 20:59, Reply)

you've missed out on a lot of free money then.

(dozers, do fuck off ur a nob m8, Tue 25 Feb 2014, 21:00, Reply)

Yer I aint denying it.
Had to make choices though...
Put into a pension or invest in the business. If I'd chosen plan A wouldn't have grown as much.
Not saying it was a wise choice but it's worked out ok and very secure for future generations of spikies.
( edjogs Collared doves are shit., Tue 25 Feb 2014, 21:04, Reply)

fair enough
Pensions are only a part of retirement planning anyway, not the full picture.
(dozers, do fuck off ur a nob m8, Tue 25 Feb 2014, 21:10, Reply)

I used to sell Scottish Widows 25 year endowments when
They paid out around 60% in terminal bonuses and mortgages had no arrangement fees.
Times always change and a secure future needs a bit of luck on the way.
( edjogs Collared doves are shit., Tue 25 Feb 2014, 21:14, Reply)