This is perfectly reasonable
Interest free for 10 months means 80 odd quid a month. You could spunk that on a decent night out, or get something really long lasting and memorable.

As you say, the front door is on the mortgage, which is the cheapest long term loan you'll ever get. Fuck it, you only live once, if you can afford the guitar you want, buy the guitar you want. There is nothing worse than compromising and then regretting it every time you use it.

Case Study. My mrs picked out an engagement ring which cost a lot more than I initially indicated I was willing to spend. But I spent it as I didn't want her to be wearing this ring that she ultimately didn't want.
(Bazongaloid, Wed 19 Aug 2009, 21:36, 2 replies, latest was 16 years ago)

You am fluffeh.
When's the wedding again?
( Maladicta, Wed 19 Aug 2009, 21:47, Reply)

Not even that
I have the £400, so it will only be about £45 ish per month, but logic does not dictate in relationship issues.
( Duke Of Belmsford has got 99 records, but Jay-Z ain't one, Thu 20 Aug 2009, 1:36, Reply)