Off TopicAre you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
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rob, Sun 1 Apr 2001, 1:00)
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I hate to leap to the defence of the banks...... but curbing spending is the responsibility of the overdrawn. The bank is a business, and its bosses have a legally enforceable responsibility to maximise profits. That means that they'll frequently be willing to lend to the overdrawn.
It's only a partial defence, though: I can't see how some of the charges reported are a realistic representation of the cost of administration.
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Enzyme is powered by sunlight, Wed 25 Nov 2009, 10:06,
1 reply,
16 years ago)
YepI agree. Barclays have stung me in the past with three consecutive DAILY fees of £25 for going over drawn by a very paltry sum so there's £75 you need to make straight away. "get an over draft then... It will be cheaper" and sadly the rest is history. I'm much better now, some years later but I still essentially live half in my od. Frustrating.
(, Wed 25 Nov 2009, 10:48, Reply)
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