Cock.
Oh well, I was just about to become a credit card zero balance rate tart, so I guess that's a purchase that can happen before I change over.
( Davros' Granddad a voice of calm reason in a world of spastics., Wed 12 May 2010, 21:31, 1 reply, 15 years ago)

Or zero interest purchase from retailer?
You'd know (being long in the tooth) that after the 'six months free credit' deal the rate leaps up.
( Larry Vest One day at a time, sweet Jesus, FFS., Wed 12 May 2010, 21:38, Reply)

I've got some outstanding credit card debt.
That I was looking to transfer to a 0% for 13 months deal.
( Davros' Granddad a voice of calm reason in a world of spastics., Wed 12 May 2010, 21:43, Reply)

You should clear off a telly in 13 months. Even on your pension.

( Larry Vest One day at a time, sweet Jesus, FFS., Wed 12 May 2010, 21:44, Reply)

Consolodation, though
I have about £1500 to pay off. And I'm unlikely to be given a buy now pay later credit deal as discovered when trying to get a home loan a couple of years back; no fucker would touch me as I'd be too likley to pay the money back on time
( Davros' Granddad a voice of calm reason in a world of spastics., Wed 12 May 2010, 21:48, Reply)

I can tell you right now
that at the minute you have to have a fucking stunning credit rating to get anything on buy now pay later
(Darth Foxtrot A one-man army dedicated to making fetch happen, Wed 12 May 2010, 21:45, Reply)

If you say so - I've not looked.
Actually, I'm suprised there are 0% credit cards still going.
( Larry Vest One day at a time, sweet Jesus, FFS., Wed 12 May 2010, 21:49, Reply)

I work for a retailer that offers a finance option via Barclays
and they're not accepting fucking anyone at the minute. You wouldn't believe how many people I've had screaming "How dare you! I've never been turned down for credit in my life!" at me since the banks went tits up.

Apparently it's my fault. And I should also know exactly why they've been declined. Data Protection Act, folks, you'd be much more pissed off if I did know!

Sorry, do I sound bitter?
(Darth Foxtrot A one-man army dedicated to making fetch happen, Wed 12 May 2010, 21:54, Reply)

Yeah.
Deals are getting tighter and over a shorter period, though.
( Davros' Granddad a voice of calm reason in a world of spastics., Wed 12 May 2010, 21:54, Reply)