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This is a question Money-saving tips

I'm broke, you're broke, we're all broke. Even the smug guy on the balcony with the croissant hasn't got two AmEx gold cards to rub together these days. Tell everybody your schemes to save cash.

(, Thu 10 Nov 2011, 18:09)
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Was going to reply to Sandetties post below, but rather than hide this
other things;

Saturday, called Virgin (acting on a suggestion form another board member). My TV/broadband etc was costing £57.50/month.

Told them Sky were cheaper. result, exactly the same package, £41/month.

Called Halifax, home insurance is £51/month. Told them they're too expensive. Got that down to £34/month. Same policy.

British Gas - were charging £190/month (gas and electric). Gave them a reading, worked out are paying £30 month too much, and changed it. This one isn't a saving as such, it's just what they take each month, I have to make sure we're not using more than we expect.

Bike insurance - due for renewal on 20th of this month, got a renewal notice for £620. Asked the meercats, got it for £340. And I get a free meercat toy.

Without the prodding from this QOTW, it wouldn't have occured to me to do any of this.
(, Mon 14 Nov 2011, 12:00, 5 replies)
In regards to Bike Insurance
Be very careful if you use MCE insurance (who will go on many comparison sites). They cost me a huge sum and I had to take them for a tribunal to get it refunded after they made several huge errors.

Another tip, phone up the Insurer direct and ask if they can offer a cheap deal. I ended up with the official Suzuki insurer for my bike and the cost was less than £200 fully comp on my custom SV.
(, Mon 14 Nov 2011, 12:19, closed)
Virgin are utter cunts.
"Hi! Thanks for chosing Virgin Media - your call is important to us! I've got six options for you! Wanna hear a breakdown of your bill? Hit 1! If you wanna chat about the service, it's 2! If you want to change your details, hit 3! If you want to hear what other services we provide, choose 4! If you want to be left on hold indefinitely, hit 5! If you'd like to get through to someone who can barely speak your language, and will only ever be reading prompts from options on a screen instead of listening to what you have to say and actually trying to solve your query, it's 6! You wanna talk to someone? OK! We've now got seven options for you! Want to talk to someone who thinks its something they can help with, but who won't have a clue what you're talking about? Choose 1! Need to practice at shouting your address at voice recognition software that will invariably get it wrong? Hit 2! Want to try and get through to any department at all, in the hope that you can feign idiocy, and then ask them to transfer you? It's 3! Want to change the mind-numbingly fuck-witted musak we play in the background so that we can claim to be down with the kids? Hit 4! Want to simply kill yourself? 5! Having trouble repeatedly biting your tongue, as your British reserve levels run dangerously low, and the psychopathic part of your nature bubbles to the surface? It's 6!"
(, Mon 14 Nov 2011, 13:20, closed)
That is quite true. Takes at least 10 minutes to get a human.
Although it seems Virgin have a racist policy;

"May I be helping you pliss? God bless queen Victoria, she is very good man"

"I want to cancel my contract"

"One moment pliss"

"Hello. How can I help you today?" in a broad Yorkshire accent.
(, Mon 14 Nov 2011, 13:42, closed)
Don't forget...
When they ask you to enter your account in their automatic system, you then get to repeat it every time someone answers or transfers you.

I think it's just to keep you busy so you don't notice you're on hold for as long.
(, Mon 14 Nov 2011, 15:14, closed)
Ah, then there's the password.
Which I don't know.

Spends 10 minutes expalining how to enter it. If you don't enter anything, it explains it again. This happens twice before they give up and pass you to a person. In India.
(, Mon 14 Nov 2011, 16:06, closed)

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