On the urge to spend.
Save your money, then buy whatever it is you're looking to purchase. So many people would be in better shape if they had some patience instead of sticking things on the credit card.

Getting a car? Spend less for a few months and pick up something after you've got at least 50% of the cash on you already. New computer? Squirrel something away every week for a while and get it later. It'll be more powerful and probably cheaper if you wait a month or two anyway.

And always try to make sure you have some spare cash in a savings account in case of unexpected problems (like breaking a leg, or having some uninsured twat crashing into you).
(Scritty Bakerman., Sat 31 Jan 2009, 15:00, Reply)