Stick 50K in a Vanguard 60/40 fund and 50K in a Vanguard 80/20 fund and leave it for 5 years

(Smegg Wallace The O.G. Q.R., Wed 24 Jul 2024, 20:19, archived)

What would the return be ?

( mongychops, Wed 24 Jul 2024, 20:26, archived)

The 60/40 has done 25% since 2019.
Might not sound great but considering Covid etc happened during that period it's a solid return.

The 80/20 fund did about 40% IIRC. Obvs you can't predict what they will do in future but those returns would have been much higher if there wasn't Covid and Ukraine etc.
(Smegg Wallace The O.G. Q.R., Wed 24 Jul 2024, 20:29, archived)

My firm are recommending Dimensional World Allication fund at the mo, worth a look.

(Smegg Wallace The O.G. Q.R., Wed 24 Jul 2024, 20:30, archived)

I'll have a butchers

( mongychops, Wed 24 Jul 2024, 20:34, archived)

I think the charge on Vanguard is 0.22%, so V competitive

(Smegg Wallace The O.G. Q.R., Wed 24 Jul 2024, 20:35, archived)

I've had a look ,might enquire. I've always liked my metal markets. Was forex but my brothers and mates retired years ago. Even fella who did 40 years at nomura.

( mongychops, Wed 24 Jul 2024, 20:49, archived)

I have a chunk in Blue Whale managed fund, have a look at the holdings

(Smegg Wallace The O.G. Q.R., Wed 24 Jul 2024, 20:51, archived)