After I have paid the mortgage and the bills
Travel and nursery fees
Food and child necessities
I am left with minus £20

This has been going on for the last three years, pay rises have covered rising costs and I have gone £20 more overdrawn a month. A few unexpected cash in hand jobs have paid off the overdraft every now and then. I am making do and surviving but have zero disposable income. But hopefully things can only get better rather than worse. I am good with money. If I wasn't I'd owe a fuck load on credit cards and be way more overdrawn.
( Peej, Fri 4 Feb 2011, 10:59, 3 replies, latest was 15 years ago)

Ouch!

( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 11:03, Reply)

You it doesn't really seem that ouch until I read about people going nuts on clothes and shoes
electronics and all that malarkey. I have been very lucky with computer stuff, being my profession I have been given a broken macbook which I fixed and a broken dell xps 1350 which was still under warranty. I have broadband internet a nice home and a beautiful family. I eat well and life in comfort I just can't go out to the pub or anything like that.
( Peej, Fri 4 Feb 2011, 11:06, Reply)

That said if I wasn't paying over £1000 a month on my mortgage I'd be minted
so at least I have a nice house.
( Peej, Fri 4 Feb 2011, 11:08, Reply)

this is my view

( Vipros. clever got me this far, then tricky got me in, Fri 4 Feb 2011, 12:03, Reply)

Mine is about minus £200 a month and getting steadily worse.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:06, Reply)

You probably have more fun than me though
I'd never be able to keep up with you.
( Peej, Fri 4 Feb 2011, 11:07, Reply)

Only Lemmy could do that.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:13, Reply)

You are basically me
Every now and again they have debt question on QOTW and I have to avoid it for a week to stop myself making angry posts at all the "don't spend what you don't have and you won't get into debt" moralising cunts.
( Kroney, Fri 4 Feb 2011, 11:08, Reply)

But if you didn't spend what you didn't have, you wouldn't end up in debt?
And as someone who has received lots of help from their mum and dad I can stand up here and profess to be entirely self made and a suitable candidate to judge you and all the other scroungers who caused the problems currently affecting the country.
(Bazongaloid, Fri 4 Feb 2011, 11:16, Reply)

It's the insinuation that everybody who's in debt
is so because they're buying shit they don't need every month. A lot of the time it's simply that you don't have and can't get enough to cover legitimate expenses.

Edit: I'm aware you're being facetious, it just pisses me right off when it happens.

Further Edit: The judging, I mean, not the facetiousness.

Further Further Edit: You cunt
( Kroney, Fri 4 Feb 2011, 11:20, Reply)

That's how I ran up most of my debts, using credit cards to pay rent and stuff
That and my motherfucking scrounging ex.
( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 11:22, Reply)