I reckon they only have their place because people are such fiscal spastics in the first place.
If people had mandatory education on how borrowing and things work from a young age and weren't allowed to say "I just don't get it, I've not got a maths brain" then we'd be in a position to say that these kind of short term loans were unnecessary.

That and we shoot all the poor people.
(Bazongaloid, Wed 7 Dec 2011, 13:29, 1 reply, 14 years ago)

I used mine from when I went from being unemployed for 4 months to being employed.
So I got the job mid month, I wouldn't be paid until the end of the next month and my dole money stopped. I didn't want to borrow the money off my parents and I didn't have a credit card but I needed £200 to get me too and from work, get food and stuff for those 6 weeks.
Cost me £250 to pay back, but I was making shit loads more than I was on the dole so I didn't care.
(PsychoChomp, Wed 7 Dec 2011, 13:32, Reply)

You've just identified a problem with the benefit system.

(Bazongaloid, Wed 7 Dec 2011, 13:33, Reply)

Yep, it's a big problem.
I'm suprised if anyone would be able to save a thing on the dole let alone 6 weeks worth of it.
They said I could apply for a £1000 hardship loan to pay off over 12 months but because I didn't need that much I was unlikely to get approved, and I couldn't apply for anything smaller.
(PsychoChomp, Wed 7 Dec 2011, 13:37, Reply)

you dumb fuck, there are interest-free loans you can get from the job cetre when you go abck to work

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 13:41, Reply)

I ALREADY TOLD YOU TO GO FUCK YOURSELF "QUENTIN" IF THAT IS YOUR REAL NAME!!!!!!

(Bazongaloid, Wed 7 Dec 2011, 13:48, Reply)

OF COURSE IT ISN'T AND I'M NOT 15 OR 40 AND I DON'T HAVE A HELICOPTER AND I'VE NEVER HAD A FLYING LESSON AND I WORK IN BURGER KING

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 13:51, Reply)

I don't really work in burger king

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 13:52, Reply)

Oh.
I was going to ask if you got a discount.
(Bazongaloid, Wed 7 Dec 2011, 13:53, Reply)

I DO REALLY AND I AM 15 LOL
NO DISCOUNT FOR YOU THO, SWIPE TOUCHER
(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 13:54, Reply)

The job center told me I would be unlikely to be sucessful in applying as I said above.
I'm not a drug addict single mother with no qualifications so they tend to ignore you.
(PsychoChomp, Wed 7 Dec 2011, 13:49, Reply)

you stupid, stupid cunt

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 13:51, Reply)

There's a return to work payment available to anyone too.
Or at least there was 2 years ago after I'd been signing on for 6 months. It was about £300 and you don't need to pay it back.
( scarpe We Stole Bikes, Wed 7 Dec 2011, 13:52, Reply)

the blokes a complete idiot

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 13:53, Reply)

Well, you're the expert.

( scarpe We Stole Bikes, Wed 7 Dec 2011, 13:54, Reply)

I have 4 doctorates and an MBE

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 13:55, Reply)

Yeah, but the qualifying period is 6 months, I think.
So Chompy would have been onto nowt anyway.
( Davros' Granddad a voice of calm reason in a world of spastics., Wed 7 Dec 2011, 13:55, Reply)

proabbly shouldn'#t have got fired from Uniqlo then

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 14:04, Reply)

Ah, makes sense.

( scarpe We Stole Bikes, Wed 7 Dec 2011, 14:05, Reply)

Quentin's reply, however, doesn't.

( Davros' Granddad a voice of calm reason in a world of spastics., Wed 7 Dec 2011, 14:06, Reply)

davross granddad baldmonkey said something mean about you a while agoa and i lolled bit then i realised it was true and i unlolled it and don't like him anymore
i hope that measn we can be friends
(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 7 Dec 2011, 14:08, Reply)

I've said lots of mean things about baldmonkey in the past.
Tit for tat, innit?
( Davros' Granddad a voice of calm reason in a world of spastics., Wed 7 Dec 2011, 14:17, Reply)

Hurr hurr
You said tit.
(Bazongaloid, Wed 7 Dec 2011, 14:19, Reply)

OMG so I did!!!

( Davros' Granddad a voice of calm reason in a world of spastics., Wed 7 Dec 2011, 14:19, Reply)

If your wife was here she'd be doing a little wee with laughter.

(Bazongaloid, Wed 7 Dec 2011, 14:20, Reply)

Probably, yeah.

( Davros' Granddad a voice of calm reason in a world of spastics., Wed 7 Dec 2011, 14:21, Reply)

Which of us is the tit and which the tat.
I need to know.
(The Personality Horse www.tinyurl.com/perhor, Wed 7 Dec 2011, 20:02, Reply)

Not that I ego search a lot or anything.

(The Personality Horse www.tinyurl.com/perhor, Wed 7 Dec 2011, 20:04, Reply)

"a" problem?

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 7 Dec 2011, 13:39, Reply)

Yeah, other than that it's perfect.
It's the pikeys abusing the system that cause all the trouble.
(Bazongaloid, Wed 7 Dec 2011, 13:41, Reply)

Trublufax, mate.

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 7 Dec 2011, 13:42, Reply)

That and pointless red tape
like the stuff that stops you firing people and makes you have to pay them to do your work.
(Bazongaloid, Wed 7 Dec 2011, 13:44, Reply)

Fucking useless bastards still haven't sorted my claim out.
It's been over seven weeks now. I shall be having words when I go down there later.
( Davros' Granddad a voice of calm reason in a world of spastics., Wed 7 Dec 2011, 13:51, Reply)