Off TopicAre you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
(
rob, Sun 1 Apr 2001, 1:00)
« Go Back | See The Full Thread
i had a delicious and not at all grey and watery mushroom soup and wateri had an egg credit card as a student, promptly racked up £6,000, spent the next 4 years dodging them. eventually qualified as a solicitor and paid them off in 3 months, but it still haunts my credit rating. entirely my own stupid fault, but really, who gives £6,000 credit to a student?!
(
rachelswipe with a fork, Thu 9 Feb 2012, 14:09,
2 replies,
latest was 14 years ago)
i'm never quite sure whether responsibility lies more with the lender or the borroweri mean, mine was just stupid, as i was spending it on clothes and going out, but i also knew when i qualified i would be able to afford it. but lots of people just get attracted by the flashy deals. a bit immoral that.
(
rachelswipe with a fork, Thu 9 Feb 2012, 14:17,
Reply)
If they don't check you out, earnings etcThen you can usually barter them down.
I did that for my ex, got about 4k knocked off 10k.
(, Thu 9 Feb 2012, 14:29, Reply)
they usually end up selling it off cheap to a company like cabotwhich will then try and agree a 50-75% deal with you
(
rachelswipe with a fork, Thu 9 Feb 2012, 14:31,
Reply)
thank christ you reminded mei have a fine for not renewing my tax disc in time that i forgot to pay and that goes on the register if i don't pay it today.
THANKS!
(
rachelswipe with a fork, Thu 9 Feb 2012, 14:41,
Reply)
the irony iseven though i paid it all off about 6 years ago now, it still mashes my credit rating to the extent that i bet they wouldn't lend to me again. not that i've tried.
(
rachelswipe with a fork, Thu 9 Feb 2012, 14:16,
Reply)
« Go Back | See The Full Thread